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Starting Score: 675
Starting Score: 648
i tried on Monday this week...and was declined 
(with income well into the 100s). caviat is I probably should have waited considered i just paid off the balance from our honeymoon this month, as well as PIF all our balances on all cc's (50% utilization > 0%). I am hoping this puts things in a much better light 
. Do you know if i have to wait a specific amount of time post decline?
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