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Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: Amex BCP AF Credit


nada9188 wrote:
If you opened the card between 8/12-9/25/12 they sent out the wrong letter and are crediting those back. Is that when you guys applied?

So the letter they sent said no annual fee or something, so they have to credit it back?

New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012

Re: Amex BCP AF Credit

Yes, I applied in august. I remember getting a new card agreement for my zync card stating the previous 1 was sent in error but don't recall getting one for the bcp. In any event the new agreement seemed identical to the old one.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Valued Member
HankNY
Posts: 73
Registered: ‎06-18-2012

Re: Amex BCP AF Credit

I too got credit on Dec 19 and yes I got my card in Aug of this year. Love Amex... Gave me $ 25 credit for small Business sat & 3X increase  (25k) in 60 days.

Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011

Re: Amex BCP AF Credit

I just seen this thread and checking my account, I too got a $75 credit! I applied on 09/15, I have to say this is a very nice unexpected surprise. : )
Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Member
AmbitiousOutsider
Posts: 10
Registered: ‎07-01-2012

Re: Amex BCP AF Credit

No credit on my BCP account.  :smileymad:  I apped during the last week of Sept.

 

Maybe because I've already received a couple hundred dollars worth of credits from various promos and sync offers.

Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: Amex BCP AF Credit


AmbitiousOutsider wrote:

No credit on my BCP account.  :smileymad:  I apped during the last week of Sept.

 

Maybe because I've already received a couple hundred dollars worth of credits from various promos and sync offers.


Or much more likely it was after the cutoff date of 9/25.  Sounds like sending out the wrong version of a letter between certain dates creates a legal obligation to refund the fee.  I'm guessing people will (or already have) get a new letter establishing the correct AF when their cards renew.  But certainly a nice rebate for those that got it (not me, I got it in Feb...) Did these apps come with the $150 offer?

New Contributor
QuantumCredit
Posts: 64
Registered: ‎11-21-2012

Re: Amex BCP AF Credit

Haha, nice. I got mine recently, so no refund. Just wondering, did you guys even pay an AF yet, when do they normally charge it?

New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012

Re: Amex BCP AF Credit

Yup, I got the $150 sign up bonus & was issued the af reversal credit.
They charged the AF the last day of the first billing cycle.
Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Contributor
ricefed
Posts: 116
Registered: ‎02-17-2011

Re: Amex BCP AF Credit

I have the Zync card and planned on apping the bcp next month. Is the first year waved for new card members only? If do ill app bce.
NFCU cash rewards 10,000 -Chase Sapphire Preferred 6,900-Chase Slate 6,000- Amazon 10,000 - Walmart 10,000- lowes 12,000 - Kay jewelers 7,500 - Amex Zync NPSL - CarCare One 500
Established Contributor
FutureBillionaire
Posts: 639
Registered: ‎12-12-2012

Re: Amex BCP AF Credit


ricefed wrote:
I have the Zync card and planned on apping the bcp next month. Is the first year waved for new card members only? If do ill app bce.

I'm honestly not sure.  I would get the BCP regardless if I were you.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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