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So I have to wait til its 10yrs old and falls off to have any chance, regardless of score?
How about US Bank?
yes for amex
usbank if your over 680 you should be fine
leetaig wrote:
So I have to wait til its 10yrs old and falls off to have any chance, regardless of score?
How about US Bank?
agree with CA again on both:
correct on amex and could have a shot with US Bank > 680.
@Creditaddict wrote:yes for amex
usbank if your over 680 you should be fine
For real?
DH and I have long history with USBank, and every time we go into the office, they remind us that they would like to offer us (DH, really) a card. They send him pre-aprovals, but never me. I was thinking it was because of the bk on my report. They soft both of us on Equifax. So, we've been waiting til that bk falls off of mine - would love it if we didn't have to wait. Has anyone with a bk still reporting actually been accepted for the card?
I personally would love to dump BofA and get USBank on board. *Sigh!*
I have a joint UsBank with bk on report, it's my highest CL also.
I had gotten a secured card right after bk 8 years ago but when they wouldn't unsecure it after 12 months I closed it, I didn't know scores back than or there rules etc.
AMEX has no tolerance for major derogs.