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Established Member
Posts: 30
Registered: ‎12-20-2009
0

Amex BK friendly at all??

I had a bk7 about 6 years ago and DID NOT have an Amex card at the time, nor have I ever shorted them money. I have been AU on a clear card for 1-2years and still currently. I have read that they are not bk friendly, but is that only if you file on them? Would they give me my own green charge card?
Epic Contributor
Posts: 28,812
Registered: ‎10-23-2007
0

Re: Amex BK friendly at all??

no
Senior Contributor
Posts: 3,871
Registered: ‎01-10-2008
0

Re: Amex BK friendly at all??

no
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Established Member
Posts: 30
Registered: ‎12-20-2009
0

Re: Amex BK friendly at all??

So I have to wait til its 10yrs old and falls off to have any chance, regardless of score?

 

How about US Bank? 

Epic Contributor
Posts: 28,812
Registered: ‎10-23-2007
0

Re: Amex BK friendly at all??

yes for amex

usbank if your over 680 you should be fine 

Senior Contributor
Posts: 3,871
Registered: ‎01-10-2008
0

Re: Amex BK friendly at all??

[ Edited ]
 

leetaig wrote: 

So I have to wait til its 10yrs old and falls off to have any chance, regardless of score? 

How about US Bank? 

 


agree with CA again on both:

 

correct on amex and could have a shot with US Bank > 680. 

 

 


Message Edited by score_building on 01-21-2010 04:13 PM
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Established Member
Posts: 30
Registered: ‎12-20-2009
0

Re: Amex BK friendly at all??

 
Moderator Emeritus
Posts: 4,469
Registered: ‎12-31-2008
0

Re: Amex BK friendly at all??


Creditaddict wrote:

yes for amex

usbank if your over 680 you should be fine 


 

For real?

DH and I have long history with USBank, and every time we go into the office, they remind us that they would like to offer us (DH, really) a card.  They send him pre-aprovals, but never me.  I was thinking it was because of the bk on my report.  They soft both of us on Equifax.  So, we've been waiting til that bk falls off of mine - would love it if we didn't have to wait.    Has anyone with a bk still reporting actually been accepted for the card?

 

I personally would love to dump BofA and get USBank on board.   *Sigh!*

 

 

Just puttin' syrup on something, don't make it pancakes.
Epic Contributor
Posts: 28,812
Registered: ‎10-23-2007
0

Re: Amex BK friendly at all??

I have a joint UsBank with bk on report, it's my highest CL also.

I had gotten a secured card right after bk 8 years ago but when they wouldn't unsecure it after 12 months I closed it, I didn't know scores back than or there rules etc. 

Senior Contributor
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Amex BK friendly at all??

AMEX has no tolerance for major derogs.

 

 

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