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Amex BK friendly at all??

Established Member

Amex BK friendly at all??

I had a bk7 about 6 years ago and DID NOT have an Amex card at the time, nor have I ever shorted them money. I have been AU on a clear card for 1-2years and still currently. I have read that they are not bk friendly, but is that only if you file on them? Would they give me my own green charge card?
12 REPLIES
Epic Contributor

Re: Amex BK friendly at all??

no
Senior Contributor

Re: Amex BK friendly at all??

no
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Established Member

Re: Amex BK friendly at all??

So I have to wait til its 10yrs old and falls off to have any chance, regardless of score?

 

How about US Bank? 

Epic Contributor

Re: Amex BK friendly at all??

yes for amex

usbank if your over 680 you should be fine 

Senior Contributor

Re: Amex BK friendly at all??

 

leetaig wrote: 

So I have to wait til its 10yrs old and falls off to have any chance, regardless of score? 

How about US Bank? 

 


agree with CA again on both:

 

correct on amex and could have a shot with US Bank > 680. 

 

 


Message Edited by score_building on 01-21-2010 04:13 PM
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Established Member

Re: Amex BK friendly at all??

 
Moderator Emeritus

Re: Amex BK friendly at all??


Creditaddict wrote:

yes for amex

usbank if your over 680 you should be fine 


 

For real?

DH and I have long history with USBank, and every time we go into the office, they remind us that they would like to offer us (DH, really) a card.  They send him pre-aprovals, but never me.  I was thinking it was because of the bk on my report.  They soft both of us on Equifax.  So, we've been waiting til that bk falls off of mine - would love it if we didn't have to wait.    Has anyone with a bk still reporting actually been accepted for the card?

 

I personally would love to dump BofA and get USBank on board.   *Sigh!*

 

 

Just puttin' syrup on something, don't make it pancakes.
Epic Contributor

Re: Amex BK friendly at all??

I have a joint UsBank with bk on report, it's my highest CL also.

I had gotten a secured card right after bk 8 years ago but when they wouldn't unsecure it after 12 months I closed it, I didn't know scores back than or there rules etc. 

Senior Contributor

Re: Amex BK friendly at all??

AMEX has no tolerance for major derogs.

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549