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Amex BK friendly at all??

Established Member

Amex BK friendly at all??

I had a bk7 about 6 years ago and DID NOT have an Amex card at the time, nor have I ever shorted them money. I have been AU on a clear card for 1-2years and still currently. I have read that they are not bk friendly, but is that only if you file on them? Would they give me my own green charge card?
Message 1 of 13
12 REPLIES
Epic Contributor

Re: Amex BK friendly at all??

no
Message 2 of 13
Senior Contributor

Re: Amex BK friendly at all??

no
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 3 of 13
Established Member

Re: Amex BK friendly at all??

So I have to wait til its 10yrs old and falls off to have any chance, regardless of score?

 

How about US Bank? 

Message 4 of 13
Epic Contributor

Re: Amex BK friendly at all??

yes for amex

usbank if your over 680 you should be fine 

Message 5 of 13
Senior Contributor

Re: Amex BK friendly at all??

 

leetaig wrote: 

So I have to wait til its 10yrs old and falls off to have any chance, regardless of score? 

How about US Bank? 

 


agree with CA again on both:

 

correct on amex and could have a shot with US Bank > 680. 

 

 


Message Edited by score_building on 01-21-2010 04:13 PM
DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 6 of 13
Established Member

Re: Amex BK friendly at all??

 
Message 7 of 13
Moderator Emeritus

Re: Amex BK friendly at all??


Creditaddict wrote:

yes for amex

usbank if your over 680 you should be fine 


 

For real?

DH and I have long history with USBank, and every time we go into the office, they remind us that they would like to offer us (DH, really) a card.  They send him pre-aprovals, but never me.  I was thinking it was because of the bk on my report.  They soft both of us on Equifax.  So, we've been waiting til that bk falls off of mine - would love it if we didn't have to wait.    Has anyone with a bk still reporting actually been accepted for the card?

 

I personally would love to dump BofA and get USBank on board.   *Sigh!*

 

 

Just puttin' syrup on something, don't make it pancakes.
Message 8 of 13
Epic Contributor

Re: Amex BK friendly at all??

I have a joint UsBank with bk on report, it's my highest CL also.

I had gotten a secured card right after bk 8 years ago but when they wouldn't unsecure it after 12 months I closed it, I didn't know scores back than or there rules etc. 

Message 9 of 13
Senior Contributor

Re: Amex BK friendly at all??

AMEX has no tolerance for major derogs.

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 10 of 13