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Amex Back dating lalala

Frequent Contributor

Amex Back dating lalala

I found my old corporate card that has a member since 2003. I was a AU for 5 years when I was working for a large company. What are my chances of getting my Zync back dated ?

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 1 of 12
11 REPLIES
Valued Contributor

Re: Amex Back dating lalala


Brian_Trying_700 wrote:

I found my old corporate card that has a member since 2003. I was a AU for 5 years when I was working for a large company. What are my chances of getting my Zync back dated ?


Good from the reports on here.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 2 of 12
Frequent Contributor

Re: Amex Back dating lalala

My old card was a corp card and not personal. I hope so. That would be great.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 3 of 12
Valued Contributor

Re: Amex Back dating lalala


Brian_Trying_700 wrote:

My old card was a corp card and not personal. I hope so. That would be great.


I've seen a few threads on here that people were setup as AU's on corp cards and when they checked their CR it showed the backdating. I'm sure YMMV, but you can check to see after it starts reporting and if it doesn't backdate you could call AMEX and ask them about it.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 4 of 12
Frequent Contributor

Re: Amex Back dating lalala

As of now my Zync is reporting 2011. Thanks for your help.

 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 5 of 12
Valued Contributor

Re: Amex Back dating lalala


Brian_Trying_700 wrote:

As of now my Zync is reporting 2011. Thanks for your help.

 


No problem (wasn't that much though Smiley Very Happy)

 

Good luck!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 6 of 12
Senior Contributor

Re: Amex Back dating lalala


Brian_Trying_700 wrote:

I found my old corporate card that has a member since 2003. I was a AU for 5 years when I was working for a large company. What are my chances of getting my Zync back dated ?


Amex doesn't consider AU "additional cardholders" to be members, and will no longer backdate from your AU date. There is always a chance that you'll be an exception, but they closed that window last year. Amex doesn't call it backdating; they simply reflect your "member since" date. And they don't consider you to be a member until you have your own acct/m'ship. Being a cardholder on someone else's acct doesn't make you a member in their eyes. So, they no longer "backdate" AUs.

 

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 7 of 12
Frequent Contributor

Re: Amex Back dating lalala

Thank you so much for clearing that up. Stinks for me. Smiley Happy I love Amex & Discover

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 8 of 12
Frequent Contributor

Re: Amex Back dating lalala

My wife was an AU on my original AmEx in 2002. She is also a AU on my current BCP from 2011 which is backdated for me. They won't backdate her member date on the website or the card but when she pulls a credit report it shows 2002 so that's what really matters.


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Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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Message 9 of 12
Senior Contributor

Re: Amex Back dating lalala


LTomBerry wrote:

My wife was an AU on my original AmEx in 2002. She is also a AU on my current BCP from 2011 which is backdated for me. They won't backdate her member date on the website or the card but when she pulls a credit report it shows 2002 so that's what really matters.


It will backdate for the card reporting on which you are an AU/addtl cardmember. It's just for any cards the person gets in his/her own name that won't backdate to the AU date on the other cardmember's card.

 

Since your member since date is 2002 and she's a current AU on one of your Amex cards, that card is reporting on both of your credit reports with an open date of 2002. If she opened an Amex in her own name, it would not backdate to 2002. Of course, there is the rare exception that has been posted here. But that is Amex's current policy.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 10 of 12