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Amex Backdating Question

New Contributor

Amex Backdating Question

Just for clarification - I only have one Amex card.  If I got a second or a third or a fourth (which I don't intend to do), would they all have the same originating date on them, even if several years apart?

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3 REPLIES
Valued Contributor

Re: Amex Backdating Question

 


BluMoon wrote:

Just for clarification - I only have one Amex card.  If I got a second or a third or a fourth (which I don't intend to do), would they all have the same originating date on them, even if several years apart?


They will all have the same member since date.

 

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Message 2 of 4
New Contributor

Re: Amex Backdating Question

On your credit report it will show an open date of the month that you applied for the card and the year you became a member, so its definitely possible to have new accounts that are technically older than you first if it was opened in a later month.


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Message 3 of 4
Established Contributor

Re: Amex Backdating Question

 


Insyder wrote:

On your credit report it will show an open date of the month that you applied for the card and the year you became a member, so its definitely possible to have new accounts that are technically older than you first if it was opened in a later month.


 

For example:

I opened my first Amex in 08/2010.  Got another Amex in 01/2011... but it reports the Open Date as of "01/2010"

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