Amex Backdating Score Increase!

[hot4u]

Congrats on your second Card and AAOA

[ljohn27]

Wow! congrats - what an awesome bump in your score.

I was just approved for the PRG and Plat...had them backdate them to 2006 (my Corp card date). I received both so I'm interested in seeing how it impacts my AAoA. I had 3 new accounts opened in Feb (refi auto loan, new CU visa card and signature loan) then consolidated 14 student loans to one TL in March, which is showing as a new account as well. So with 4 new accounts in 2 months I'm hoping the 8 year back dates on these 2 new Amex cards will help sustain the blow. My scores are currently in the high 600's/low 700's. Struggling to get beyond the 760 threshold. My oldest account is 23 years old but my AAoA is only about 5 years.

ps. I opened the new accounts with my CU to reduce interest rates, pay off a tax lien that was deleted from my CR and while I was applying they offered me the visa card wth a $2k limit. Prior to that I only had one $1.5k credit line on a revolving Credit line account so I needed more revolving accounts to boost my score.

[Revelate]

That is an astonishing jump for just an AAoA change from .3 to 2.3 years... even if everything <2 years = 1 year and the 2 year mark is absolutely the most important AAoA boundary.  Which score was this in particular?  I did see a decent change in my AAoA even on Beacon 5.0 when it ticked over 2 years, but it's hard for me to tell as I had a 3 month old tax lien on the report dampening it, but I did find it amusing that my current Beacon 5 score is higher than my score from before the tax lien between a mix of AAoA change and my baby TL's turning one year old, and my last inquiry falling out of scoring range.

That said, many, many congrats!  

I don't have a fantastic backdate target ('12, so wish I'd found this forum earlier) but I'm sorta thinking if I'm still idling house-wise I might consider picking up a 3 year tradeline if the EDP card still makes sense for me at that point in January: may not but could be handy to get all the Zync MRE points converted too.

[shark268]

Thanks guys, I'll report back when the new amex reports with the old backdate. 

Some other info about this score: I was reporting less than 1% utilization on all my credit and it was only on one card, my BCE. 

[alvon123]

congrats