Reply
Valued Member
Posts: 34
Registered: ‎10-18-2009
0

Amex Backdating Success!

[ Edited ]

I received my new American Express TrueEarnings Costco Card last week and after researching backdating on myfico.com I called today.

 

I spoke with a very nice young lady in the replacement card department and simply explained to her that I would like for my account to read that I have been a member since my original date, 1987 or 1988.  She put me on hold for a couple minutes, came back and said congratulations!  

 

It was backdated to 1988, when I was in college.  

 

She thought it was hilarious as she was born in November of '87 and she thanked me for being a member for so long.  She explained that she filled out and submitted a form for my card and she also completed one for my DW, who is an AU.

 

Thanks to everyone here for sharing your experiences.

 

I apologize.  It appears that there are two threads of this message.  I must have double clicked in error.

 

My Wallet: Capital One $673, Barclay's Apple $2k, Amex TrueEarnings Costco $6k, Chase Freedom $5k, Discover More $15k
Established Contributor
Posts: 797
Registered: ‎05-01-2012
0

Re: Amex Backdating Success!

Congrats! I was backdated to 1993. It feels good.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Amex Backdating Success!


Poet34 wrote:

I received my new American Express TrueEarnings Costco Card last week and after researching backdating on myfico.com I called today.

 

I spoke with a very nice young lady in the replacement card department and simply explained to her that I would like for my account to read that I have been a member since my original date, 1987 or 1988.  She put me on hold for a couple minutes, came back and said congratulations!  

 

It was backdated to 1988, when I was in college.  

 

She thought it was hilarious as she was born in November of '87 and she thanked me for being a member for so long.  She explained that she filled out and submitted a form for my card and she also completed one for my DW, who is an AU.

 

Thanks to everyone here for sharing your experiences.

 

I apologize.  It appears that there are two threads of this message.  I must have double clicked in error.

 


CONGRATS!!!!

 

thats alot of free AAoA!

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Posts: 34
Registered: ‎10-18-2009
0

Re: Amex Backdating Success!

Thanks guys.  

 

I can definitely use the AAOA increase.  I never would've known I could even do this without this forum.

My Wallet: Capital One $673, Barclay's Apple $2k, Amex TrueEarnings Costco $6k, Chase Freedom $5k, Discover More $15k
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.