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Amex Backdating .... Updated 1/1/2014 ... Online Chat: you get results ... It really does work ...

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apacislvallejo
New Contributor

Amex Backdating .... Updated 1/1/2014 ... Online Chat: you get results ... It really does work ...

I posted this ... but wanted to share ...

 

Greetings! I've been reading about backdating, and this is what I did. I had BCE card awarded to me in June 2013; and an AMEX True Earnings card, which I was just priviledged to get two weeks ago.

 

After reading the posts about backdating, I called New Year's Eve and spoke to a CSR to see if they link up membership dates to old accounts; when she asked me what year, I told her 1983 ... she looked and said she couldn't see it; and went on to further explain that she couldn't go past 15 years.  I thanked her for her effort and hung up.  New Years Day, I went online into my BCE account and engaged an online chat person, and said, "Hi! I was jes curious ... I had an account with Amex back in 1983 that was closed ... do you all link the accounts membership date?" and she replied, "I can request the memberbership date change, if in our records we find that date to be true, then replacement cards will be sent .... do you want me to file a membership date update request?" And I said, yes. And voila, I got two emails stating that replacement cards were being shipped, and when I went online to both accounts the "member since date" was amended to read, "1983."

Thanks, for letting me share. O and just so you know .... back in '83, it was closed due to a chargeoff.

FICO8 Updated: 3/11/2016
Eq: 803, Ex: 774, TU: 797
FICO9 Updated: 2/15/2016
Eq: 814; Ex: 793; Tu: 809 ----- TOTAL CL: $204,500
Message 1 of 6
5 REPLIES 5
FinStar
Moderator Emeritus

Re: Amex Backdating .... Updated 1/1/2014 ... Online Chat: you get results ... It really does work

WOW... Congrats on the LONG backdating history success!   

Message 2 of 6
coldnmn
Mega Contributor

Re: Amex Backdating .... Updated 1/1/2014 ... Online Chat: you get results ... It really does work

Wow! Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 6
apacislvallejo
New Contributor

Re: Amex Backdating .... Updated 1/1/2014 ... Online Chat: you get results ... It really does work

Thanks. I have one question for you credit elders .... my 3xCLI comes to fruition on Jan 10th .... if Amex grants me the 3x, and when AMex finally appears on my credit report with this backdate ... will it show the CL as the 3x amount? Jes curious. You guys on this board have been so immensely helpful. My CL's have got up by 49% because of the advice gleaned on this site, and my scores have gone from high 600s to low-mid 700's ... I'm ever so grateful. It's like a 12 step program on here.
FICO8 Updated: 3/11/2016
Eq: 803, Ex: 774, TU: 797
FICO9 Updated: 2/15/2016
Eq: 814; Ex: 793; Tu: 809 ----- TOTAL CL: $204,500
Message 4 of 6
coldnmn
Mega Contributor

Re: Amex Backdating .... Updated 1/1/2014 ... Online Chat: you get results ... It really does work

Yes it should the next time they report to credit bureau after CLI and date.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 6
alvon123
Super Contributor

Re: Amex Backdating .... Updated 1/1/2014 ... Online Chat: you get results ... It really does work

congrats


Message 6 of 6
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