Credit Cards

[xiownthisplacex]

I have been an AU since 1998 and got  my own Zync early May, got backdated (after I called in) and then I got my BCE in late May and it was also backdated automatically. Try again, they did it for me!

[Crashem]

I would advise everyone to check their credit report to confirm backdating has occurred.

[xiownthisplacex]

Here's what mine looks like

[b71913]

Just got off the Phone , spoke to a very nice Csr Supervisor. She informed me that it should have been backdated to 1998, and they would contract the credit bureas. Told me it could take up to 60 days to reflect the correct date. And an FYI since Nov 21st of last year Amex will no longer backdate any AU accounts. Because I asked her about adding my GF to this account. I want to thank everyone for their imput, great group of  people on this forum.

The direct number for Amex Credit Reporting Issues  1-800-874-2717   M-F 8am-5pm

[MustangSaluki]

Looks right.

• After 2 statements, Equifax reports a clean 81 month history for backdated Amex. A manual reviewer cannot say when the account was really opened.  TU and EX show the actual history and manual reviewers can spot the difference. Still great for overall Credit/AAoA and scores etc for auto approvals

• Transunion always reports the exact month and day the account was "opened" in the Amex systems. This is also a handy way to know when you are eligible for the first CLI. If Account opened shows as XX/YY/ZZZZ in TU, 61day CLI date is XX+2/YY+1. Example your account opened date in TU says 6/15/1998,  first CLI eligible date is 08/16/2012. Another reason why opening Amex in January rocks.

[Crashem]

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b71913 wrote:

Just got off the Phone , spoke to a very nice Csr Supervisor. She informed me that it should have been backdated to 1998, and they would contract the credit bureas. Told me it could take up to 60 days to reflect the correct date. And an FYI since Nov 21st of last year Amex will no longer backdate any AU accounts. Because I asked her about adding my GF to this account. I want to thank everyone for their imput, great group of  people on this forum.

The direct number for Amex Credit Reporting Issues  1-800-874-2717   M-F 8am-5pm

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Do you mean AU accounts can't get backdated to original cardholder's member date?  Or do you mean AU accounts can't get backdated to their own member date?  Or both?

[b71913]

As of  Novemeber 2011, all Au's will have the date they are issued , AMEX clearly stated no more backdating on AU. Hope this helps.

[slarano]

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b71913 wrote:

\And an FYI since Nov 21st of last year Amex will no longer backdate any AU accounts. Because I asked her about adding my GF to this account. I want to thank everyone for their imput, great group of  people on this forum.

The direct number for Amex Credit Reporting Issues  1-800-874-2717   M-F 8am-5pm

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This is YMMV, since I had my account backdated less than two months ago. Took all of five minutes on the phone.

[b71913]

You didnt get an Au backdated, It cannot be done,

[slarano]

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b71913 wrote:

You didnt get an Au backdated, It cannot be done,

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I was the authorized user on my sister's card back in '93, backdated my account two months ago...