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Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Amex Blue APRs

Just past my Amex Blue grace period of no interest on purchases - new APR is 7.99 (Prime plus 2.99%).

This does not seem to bad for a rewards card. What APRs have others got?
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Regular Contributor
MsQueenB
Posts: 269
Registered: ‎09-14-2007

Re: Amex Blue APRs

MV, the regular apr on my Blue is 10.98.  But, I got an introductory 0% apr for the first year.
Valued Contributor
Scamp
Posts: 2,791
Registered: ‎03-18-2007

Re: Amex Blue APRs

[ Edited ]
Looks like Blue'll be 15.99% variable after the promo period - I get the feeling I was just barely allowed inside, and only via the side entrance and as far as the hallway, for now - and then only because I had my Gold charge card already!  :smileymad: 
 
Other rewards cards are my BofA's at 9.99% fixed, post-promo period, and my Chase BA at 13.99% variable.


Message Edited by scapegrace13 on 08-02-2008 10:23 AM
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Valued Member
SeanDEE
Posts: 27
Registered: ‎07-16-2008

Re: Amex Blue APRs

What does it take to get those excellent APRs, anyway? There are too many times I see cards with an excellent APR, OK APR, and too high of an APR, but you don't find out which one you get until you're approved and they're about to send it over to you. A 7.99% Blue. Man, does that sound convenient or what?
Moderator Emeritus
fused
Posts: 16,243
Registered: ‎03-12-2007

Re: Amex Blue APRs

My Clear (formerly a Blue) is currently at 6.74%.
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: Amex Blue APRs

BC and Delta are both at 14.99
 
 
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: Amex Blue APRs



MsQueenB wrote:
MV, the regular apr on my Blue is 10.98.  But, I got an introductory 0% apr for the first year.


I got an introductory 0% for 9 months, and a week later my EX went up 50 points because the only baddie dropped off - so I guess that at the moment, Amex likes me.
 
I will continue to be very, very careful.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Watchmann
Posts: 985
Registered: ‎05-14-2008

Re: Amex Blue APRs

Don't have a Blue, but my AMEX Optima with Rewards Points is Prime + 2.49% (currently 7.49%).
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007

Re: Amex Blue APRs

[ Edited ]


MidnightVoice wrote:
Just past my Amex Blue grace period of no interest on purchases - new APR is 7.99 (Prime plus 2.99%).

This does not seem to bad for a rewards card. What APRs have others got?


My blue's intro in 5/2007 (edit) was 0% first 6mos (then 10.74%). At the 6 mo mark I called and asked to lower the apr, they adjusted it to 8.99%. At the 1yr anniversary I called and it was adjusted to a fixed 1.99 + prime which is currently 6.99%. Whenever I call in and talk to a rep and they see the rate, they just say wow; great rate on your blue. Just recently got a clear 5/2008 and was told after the 0% for 1yr (then 11.74%) promo expires I can call and have that apr lowered as well. I do love Amex! Although must admit the same scenario has worked with most of my other cards as well.  
 
I see it as a consumers market; the ccc's must compete for our business just like the banks with mortgages. After all, we (the consumer) are the ones keeping their lights on!
 
Edit: Inital account (charge card) opened 6/2006; sorry for the misinformation.




Message Edited by ocheosa on 08-03-2008 09:59 AM
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Contributor
Posts: 101
Registered: ‎04-30-2008

Re: Amex Blue APRs

When I got my Amex Blue I had an intro rate of 0.0% for 15 months and after my rate was 12.99%.  I've been a member since April '07 and my rate has gone down to 9.99%.

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