Amex Blue Card

[elaine829]

Recently received my amex blue card. When does it start reporting after the first statement. Also i notice when i logged in on american express web site, It says member since 1989. I completely forgot i had a American express card when i was 18. So will my card report 1989 or 2010?

[KIPPIE12]

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@elaine829 wrote:

Recently received my amex blue card. When does it start reporting after the first statement. Also i notice when i logged in on american express web site, It says member since 1989. I completely forgot i had a American express card when i was 18. So will my card report 1989 or 2010?

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Amex will backdate the new account to member since 1989 since you had a card back then.  So it will show as member since 1989.  Amex is the only one that i know of that does this.  It is nice, especially that it will really help your AAoA.

[elaine829]

Thats excellent my oldest card on my credit report now thats open is credit one which only been open since 06.

[Tazman81]

the card that you had when you were 18, was it closed in good standing or did it have anything adverse on it?

[elaine829]

To be honest with you I dont remember as I noted I was shocked when i logged in and i saw you have been a member since 1989. I think I payed it off and just stop using it but not sure.It was one you had to pay off the whole amount each month . Im assuming it was in good standing or they wouldnt have open this account. But it has been 22 years too.

[Anonymous]

I have three baddies on all three credit reports which are paid and three in a half years old.

Can I get approved for a blue with three negatives on my CR?

[elaine829]

When I applied I had at least 3 baddies on my experian credit report one was a medical collection from 06, a victoria secret charge off from 05  that's showing a 0 balance. A capital one charge off from 04 that's showing a balance I think it was around 2500 but its not on my report any more it drop off. But I did have a card with amex in  89 so I don't know if that help me get back in. My transunion 660 and equifax 673 or 680 at the time I applied, They pulled experian so I don't know what that score was. So i dont know if you can get approve but your scores are better than mines so i would think so. American express has there own scoring so you never know.