Amex Blue Cash Everyday

[Involus]

So I'm wanting to join the Amex family and would prefer to have a revolver since they discontinued Zync.

What I want to know is what have some of your credit scores been for approval?

I kinda have heavy inquiries from buying a car earlier this year but util is under 10% across the board.

How hard is approval from charge vs BCE? What charge would you recommend if not a revolver.

[trumpet-205]

You can apply Delta Gold and if approved PC into BCE. I did this with Hilton AMEX instead.

[Involus]

The Delta Gold usually easier to get than BCE?

[trumpet-205]

Delta Gold and Hilton card are easier to get than BCE.

[Involus]

I see. Are you able to PC from a charge to a revolver?

[trumpet-205]

No PC from charge to revolver. It is either charge to charge or revolver to revolver.

[chan85]

When did they discontinue zync?

[somnipotent]

Isn't it 13 months before you can PC a card?

[twelfthjoe2]

With a 680 I would first try for a charge card. Maybe the green or PRG they have no AF for the first year. If you are approved you can try for a credit card with them. I would not go right for a Amex credit card with a 680.

[Anonymous]

I was approved with a Fico of 687 on Experian. But, I had 2 years of positive/high spend history with Amex.