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If the Everyday card is the one you use, and the CLs are pretty similar, seems to make sense to do the three times CLI on that.
Re FR: What was the concern? And I assume you got out ok!
whats worth more cash back or point on amex?
@Anonymous wrote:whats worth more cash back or point on amex?
Points - 2 cents/MR point would be the minimum acceptable "real value" (actual cash you would have spent anyway saved) you should aim for in redemptions. 5-10 cent/point redemptions are easily possible but I don't count them - they tend to be for ridiculously overpriced flights/rooms you'd never have paid cash for. I got about 7 cents/point out of some United miles a couple months ago - but only about 2 cents of real value - the cash fare of that ticket I booked was insane, and I'd never have bought it.