Amex Blue Cash rewards pool

MrDisco99 · ‎08-31-2017

Quick question about the Amex BCE/BCP...

Do they share a single cash rewards pool, or does each card have its own pool with its own $25 redemption quantum?

Affinity Cash Rewards VSig $25,000 prime +9.25%

Amex Hilton Surpass $20,000 prime+17.49%

Amex Blue Business Plus $30,000 prime+12.99%

Barclays Wyndham Earner VSig $22,800 prime+11.99%

Cap1 Quicksilver WEMC $10,000 prime+14.74%

Chase Freedom Flex WEMC $10,000 prime+17.49%

Chase Freedom Unlimited VSig $10,000 prime+17.49%

Chase IHG Select WMC $5,000 prime+19.74%

Chase Sapphire Preferred VSig $10,000 prime+12.74%

Citi DoubleCash WEMC $10,000 prime+16.24%

Citi Custom Cash WEMC $11,200 prime+12.74%

Renasant (Elan) Max Cash Preferred VSig $25,000 prime+11.24%

Renasant (Elan) Everyday Rewards+ VSig $4,000 prime+11.24%

Synchrony Verizon VSig $15,000 prime+18.49%

Anonymous · ‎08-31-2017

They share a pool. The $75 referral bonuses also go into the same pool. The $150 for spending $1k in 90 days is a direct and immediate statement credit.

longtimelurker · ‎08-31-2017

@Anonymous wrote:
They share a pool. The $75 referral bonuses also go into the same pool. The $150 for spending $1k in 90 days is a direct and immediate statement credit.

Interesting. On my account, they are totally separate, have to "login" to a specifc one and cannot combine. Which two cards do you have?

ETA: Or did OP mean card per user? In that case, I agree, the Member and AU share the same pool. I was referring to when you have two different cards.

UpperNwGuy · ‎08-31-2017

@longtimelurker wrote:
@Anonymous wrote:
They share a pool. The $75 referral bonuses also go into the same pool. The $150 for spending $1k in 90 days is a direct and immediate statement credit.
Interesting. On my account, they are totally separate, have to "login" to a specifc one and cannot combine. Which two cards do you have?

ETA: Or did OP mean card per user? In that case, I agree, the Member and AU share the same pool. I was referring to when you have two different cards.

Whoa! Are you saying that you have two separate logins for your two cards? When I had two cards, they shared the same login. Perhaps that's your problem.

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Anonymous · ‎09-01-2017

I totally misunderstood the original poster. It was a long night,

Anonymous · ‎09-01-2017

I'm going to suggest not combining them. Once in awhile you get AMEX offers on one card and not the other. You can always uncombine, recombine them anytime you want to anyway. I get it if you're at $23 bucks bcp and $5 on bce etc.

MrDisco99 · ‎09-01-2017

OK so which is it?

MrDisco99 · ‎09-02-2017

Sorry for the bump, but...

Surely there's someone out there with both cards? There's a good offer on the BCP right now and this is a factor in whether or not I want to go for it.

Anonymous · ‎09-02-2017

Why not call amex and ask? I only have the everyday so sorry i can't help more.

But i also have not seen the two login thing...

MrDisco99 · ‎09-02-2017

@Anonymous wrote:
Why not call amex and ask? I only have the everyday so sorry i can't help more.

But i also have not seen the two login thing...

Because CSRs are often wrong. I'd rather hear from someone with actual experience.

And yeah, for what it's worth, I would manage both cards under the same login.