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I got my Amex Blue 11/15/10 with a starting CL of $4500. I just called and inserted $10,000 for my requested CLI and was approved! I just wanted to share. Aside from a former secured card, this is my highest CL ever...in my life.
As a side note, the automated message did say you can request a CLI every 6 months and up to $25,000.
Maybe this post will help someone.
Congrats ..
Very nice, clocktick!!!!!!!
That's nice clocktick. Also, you can ask for 3x your credit line when you do. Treat it (and your other cards) well and you can have a huge CL in 6 months!!!
@clocktick wrote:I got my Amex Blue 11/15/10 with a starting CL of $4500. I just called and inserted $10,000 for my requested CLI and was approved! I just wanted to share. Aside from a former secured card, this is my highest CL ever...in my life.
As a side note, the automated message did say you can request a CLI every 6 months and up to $25,000.
Maybe this post will help someone.
Nice!!! I opened mine 11/03/2010...* itching to call now....*
Just out of curiosity.....may I ask how have you used your card (every day use, casual use..) and what was the balance when you requested the CLI? I'm pondering if I should give it shot, I assume it was a soft inquiry? If that, I have nothing to lose if I tryed I guess.
Thank you! Yes, I've read about the 3x your limit thing on here but as others have written...I didn't want to press my luck. My next highest one is at $6300. I suppose I could have now that I think about it as that would've brought me up to $13.5k. Oh well.
@larinoriani wrote:Just out of curiosity.....may I ask how have you used your card (every day use, casual use..) and what was the balance when you requested the CLI? I'm pondering if I should give it shot, I assume it was a soft inquiry? If that, I have nothing to lose if I tryed I guess.
I had/still have a balance on it of about $1500 when I asked for the CLI. No other balances on any other card. I used it a lot - airline tickets, restaurants, home depot, xmas shopping, etc., however, I made four payments (1 in Nov, 2 in Dec and 1 Jan) and only put through about $5500 in that time so as not to go over 50% utilization and to pay before statement drop. When I got near 50% (I don't like doing that), I started using other cards.
@clocktick wrote:
I had/still have a balance on it of about $1500 when I asked for the CLI. No other balances on any other card. I used it a lot - airline tickets, restaurants, home depot, xmas shopping, etc., however, I made four payments (1 in Nov, 2 in Dec and 1 Jan) and only put through about $5500 in that time so as not to go over 50% utilization and to pay before statement drop. When I got near 50% (I don't like doing that), I started using other cards.
We have a very similar history, I have charged a total of $4800 since november and have made 4 payments totaling $3000.00, and have a balance of around $1800 right now tha I was thinking in paying before next cut off. I might wait til i've done that to request the CLI, My CL is $8300 right now, not sure if requesting $15k would be a good idea, my higher limit card is CITI Diamond Preferrreed right now at $8.7K.
What I can see though is that AmEx has softed me 4 times since I opened the account in november....Anyways, I'll update here when I have an outcome.
Thanks for sharing your info!
@larinoriani wrote:
We have a very similar history, I have charged a total of $4800 since november and have made 4 payments totaling $3000.00, and have a balance of around $1800 right now tha I was thinking in paying before next cut off. I might wait til i've done that to request the CLI, My CL is $8300 right now, not sure if requesting $15k would be a good idea, my higher limit card is CITI Diamond Preferrreed right now at $8.7K.
What I can see though is that AmEx has softed me 4 times since I opened the account in november....Anyways, I'll update here when I have an outcome.
Thanks for sharing your info!
You're welcome. What product do you use to see that Amex softed you; Score Watch? I bet they would go for $15k as that's not even twice your limit and you're obviously using their card. I didn't think it mattered much that I had a balance on the card but I made sure my other cards did not have a balance in case their system looks at that. Yes, please update if/when you try for the CLI!
Edited to add: How do you like your Citi Diamond Preferred? I was just looking at that card last night!