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Amex Blue customer initiated CLI

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clocktick
Valued Contributor

Amex Blue customer initiated CLI

I got my Amex Blue 11/15/10 with a starting CL of $4500.  I just called and inserted $10,000 for my requested CLI and was approved!  I just wanted to share.  Aside from a former secured card, this is my highest CL ever...in my life. 

 

As a side note, the automated message did say you can request a CLI every 6 months and up to $25,000.

 

Maybe this post will help someone.  Smiley Happy

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Message 1 of 17
16 REPLIES 16
Red1Blue
Super Contributor

Re: Amex Blue customer initiated CLI

Congrats ..

Message 2 of 17
tray
Valued Contributor

Re: Amex Blue customer initiated CLI

Congratulations to you, and to say you only had your card for 2 months now that is really goodSmiley Happy


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Message 3 of 17
fused
Moderator Emeritus

Re: Amex Blue customer initiated CLI

Very nice, clocktick!!!!!!!Smiley Happy

Message 4 of 17
CHARGE
Valued Member

Re: Amex Blue customer initiated CLI

That's nice clocktick.  Also, you can ask for 3x your credit line when you do.  Treat it (and your other cards) well and you can have a huge CL in 6 months!!!  Smiley Very Happy

TU: 789 - 06/06/2011 | EQ: 790 - 06/29/2011 | EX: 803 - 02/10/2009

What's in my wallet?
Premier Rewards Gold Card from American Express, Citi Costco, Blue Cash Everyday from American Express, BMW Financial Services Visa, Citi Double Cash, Discover More, Delta Community Credit Union Platinum Rewards Visa ....
Message 5 of 17
larinoriani
Regular Contributor

Re: Amex Blue customer initiated CLI


@clocktick wrote:

I got my Amex Blue 11/15/10 with a starting CL of $4500.  I just called and inserted $10,000 for my requested CLI and was approved!  I just wanted to share.  Aside from a former secured card, this is my highest CL ever...in my life. 

 

As a side note, the automated message did say you can request a CLI every 6 months and up to $25,000.

 

Maybe this post will help someone.  Smiley Happy


Nice!!! I opened mine 11/03/2010...* itching to call now....*

 

 


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


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Message 6 of 17
larinoriani
Regular Contributor

Re: Amex Blue customer initiated CLI

Just out of curiosity.....may I ask how have you used your card (every day use, casual use..) and what was the balance when you requested the CLI? I'm pondering if I should give it shot, I assume it was a soft inquiry? If that, I have nothing to lose if I tryed I guess.


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


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Message 7 of 17
clocktick
Valued Contributor

Re: Amex Blue customer initiated CLI

Thank you!  Yes, I've read about the 3x your limit thing on here but as others have written...I didn't want to press my luck.  My next highest one is at $6300.  I suppose I could have now that I think about it as that would've brought me up to $13.5k.  Oh well.
@larinoriani wrote:

Just out of curiosity.....may I ask how have you used your card (every day use, casual use..) and what was the balance when you requested the CLI? I'm pondering if I should give it shot, I assume it was a soft inquiry? If that, I have nothing to lose if I tryed I guess.


 

I had/still have a balance on it of about $1500 when I asked for the CLI.  No other balances on any other card.  I used it a lot - airline tickets, restaurants, home depot, xmas shopping, etc., however, I made four payments (1 in Nov, 2 in Dec and 1 Jan) and only put through about $5500 in that time so as not to go over 50% utilization and to pay before statement drop.  When I got near 50% (I don't like doing that), I started using other cards.

 

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 8 of 17
larinoriani
Regular Contributor

Re: Amex Blue customer initiated CLI


@clocktick wrote:

 

I had/still have a balance on it of about $1500 when I asked for the CLI.  No other balances on any other card.  I used it a lot - airline tickets, restaurants, home depot, xmas shopping, etc., however, I made four payments (1 in Nov, 2 in Dec and 1 Jan) and only put through about $5500 in that time so as not to go over 50% utilization and to pay before statement drop.  When I got near 50% (I don't like doing that), I started using other cards.

 


We have a very similar history, I have charged a total of $4800 since november and have made 4 payments totaling $3000.00, and have a balance of around $1800 right now tha I was thinking in paying before next cut off. I might wait til i've done that to request the CLI, My CL is $8300 right now, not sure if requesting $15k would be a good idea, my higher limit card is CITI Diamond Preferrreed right now at $8.7K.

What I can see though is that AmEx has softed me 4 times since I opened the account in november....Anyways, I'll update here when I have an outcome.

 

Thanks for sharing your info!

 


Starting Score: EQ 737--TU 742
Nov/2010: EQ 737--TU 742
Nov/2011: TU 753
Goal Score: EQ 800--TU 800


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Message 9 of 17
clocktick
Valued Contributor

Re: Amex Blue customer initiated CLI


@larinoriani wrote:

 

We have a very similar history, I have charged a total of $4800 since november and have made 4 payments totaling $3000.00, and have a balance of around $1800 right now tha I was thinking in paying before next cut off. I might wait til i've done that to request the CLI, My CL is $8300 right now, not sure if requesting $15k would be a good idea, my higher limit card is CITI Diamond Preferrreed right now at $8.7K.

What I can see though is that AmEx has softed me 4 times since I opened the account in november....Anyways, I'll update here when I have an outcome.

 

Thanks for sharing your info!

 


 

You're welcome.  What product do you use to see that Amex softed you; Score Watch?  I bet they would go for $15k as that's not even twice your limit and you're obviously using their card.  I didn't think it mattered much that I had a balance on the card but I made sure my other cards did not have a balance in case their system looks at that.  Yes, please update if/when you try for the CLI!

 

Edited to add:  How do you like your Citi Diamond Preferred?  I was just looking at that card last night!

 

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 10 of 17
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