01-03-2009 02:57 PM
Sorry to hear that. I just received my second notice today ( I also got an email), but I noticed it a couple of days after Christmas. Like you, some were true regarding baddies, but there were more when I got the card.
Balances too high with AMex (what?) and other creditors. I wonder if they were talking about my student loans, which are deferred....
They don't like Cap One as my auto lender.
I was told my excellent payment history was the reason I didn't lose as much as some people. I PIF eventhough it's a revolver.
They said they would review in 90 days. My baddies may be gone, but I'm not searching for another auto lender.
Inquiries may go down, but I really (IMO) didn't have that many to begin with.
I certainly won't be a risk now, so I'll only have my monthly WW charge, which I will PIF as soon as it posts.
01-04-2009 05:30 PM
01-04-2009 07:39 PM
Back lurking. Hope all of you had a merry Christmas. Want to hear something weird? Back when they CLD my 20K bragging rights card that I had the one late payment of 3 days on, and the one they said they didn't like countrywide being my lender on, well, the next day I couldn't stand it and asked to close my Blue for Students.
Anway, the craziest thing is that they never really closed it, they read me all these things on the phone while closing it- but I get a statement and new balance report every month of 0. I figure what the heck- I'll let it sit there.
01-05-2009 05:34 PM
Jubeyy you forgot one. Bye Jubeyy you wont take Amex.....only Visa, Mastercard and Discover. Happy newyear.
Fellow forumer My2cents
I would take Discover...but they see me as unworthy.....
I wanted a Discover after I saw that commercial with the really cute guy walking through the park talking to "bright". That guy could make me apply for another Amex!
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