No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I had $25K CL on a card I didn't use for 4 years and nothing happened. But that's just a random data point!
@longtimelurker wrote:I had $25K CL on a card I didn't use for 4 years and nothing happened. But that's just a random data point!
@Anonymous wrote:
@longtimelurker wrote:I had $25K CL on a card I didn't use for 4 years and nothing happened. But that's just a random data point!
And thanks for that data point!However, am I safe assuming you have other Amex cards? And you are probably using those a lot? And maybe Amex just would never do AA against one of your accounts and sour the whole relationship?If that's the case, I believe your data point is positive for Amex users that have multiple cards and neglect some of them.So, you are forcing me to be more precise:What about those who neglect or give minimal use to ALL their Amex cards. Anybody heard any CLD stories for that sole reason?
No, it was my only Amex card.
longtimelurker wrote:
No, it was my only Amex card.
That's good!!! So, lets hope we keep NOT hearing stories of CLD for non use!
However, if someone has something to say to the contrary, by all means...
Silence speaks volumes. in tis case.
I have seen stories of lenders doing the CLD in these cases. I am positive about BofA doing it, also Barclay's, Commenity, Synchrony... I am almost sure I have also heard of Chase doing it, but I am not positive. Never paid attention to Citi, so I don't know.
This is another one of those Amex benefits that go unmentioned every time some uninformed poster asks why do people like Amex cards... Well, we want Amex for things like this, DUH!