Wow, sorry to hear that. If this information helps in April I got a CLI on my AMEX BCP from 5k to 15k. The next month, (May) I got a Barclays Arrival card and was approved for 4.5k limit. Within a week it was pretty much maxed 4.4k/4.5k. Within the next couple weeks, months, I made big payments couple times a month (500-1000). I can imagine that AMEX was probably watching me at that point since they had just granted me a CLI to 15k. Now 5 months later my barclays arrival balance stands at 1.9k of (CLI today) to 10k. But within that time of having almost a maxed card then pay 1k or so and put another 1k back on, thankfully none of the creditors I have CLD any of my cards, *knock on wood*. But that was only for a couple months to take advantage of the 0% APR to buy new furniture, tv, bed, etc. but I should have that 1.9k balance paid by the end of this month.
The point here is as someone said, I guess having 1 high UTL doesn't worry them, having a couple accounts with high UTL, multiple new accounts and INQs is what will worry a lot of the creditors, especially AMEX and Barclays!
Well definitely as others have said, pay the balances down before others CLD or close your accounts.
