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Established Contributor
Posts: 545
Registered: ‎09-12-2010
0

Amex CLI. I couldn't resist...

[ Edited ]

I just requested a CLI for my Amex BCE CC. I had requested one about eight or nine months ago and have had a CL of $15k since. Today, I couldn't resist the itch and requested an online increase to $18k. I like to bring up the CL in small steps. I thought requesting too much would be unreasonable although Amex seems to be very generous. The online request was instantly approved. Yay! :smileytongue:

Now I only hope that I will not hear from the Amex police who will review my account. I charge about $500 to this card every month and pay it off in full. I've had it for four  years even though it backdates to 2003.

Thanks Amex!

Super Contributor
Posts: 6,667
Registered: ‎04-07-2008
0

Re: Amex CLI. I couldn't resist...

Congrats on the CLI

 

YOur CL was already great but every little CLI counts :smileyhappy:




Epic Contributor
Posts: 25,151
Registered: ‎10-23-2007
0

Re: Amex CLI. I couldn't resist...

I would ask to go to 25k in 6 months!

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting :smileytongue:
Established Contributor
Posts: 545
Registered: ‎09-12-2010
0

Re: Amex CLI. I couldn't resist...


Creditaddict wrote:

I would ask to go to 25k in 6 months!


I'd love to, but I might leave it at 18k for a while. I don't really need more credit. Isn't there also a CL reporting limit that kicks in around 25k with the bureaus? Or is that higher? I wouldn't want my Amex to be excluded from util and everything.

Valued Contributor
Posts: 1,074
Registered: ‎04-24-2008
0

Re: Amex CLI. I couldn't resist...


wollepopolle wrote:

Creditaddict wrote:

I would ask to go to 25k in 6 months!


I'd love to, but I might leave it at 18k for a while. I don't really need more credit. Isn't there also a CL reporting limit that kicks in around 25k with the bureaus? Or is that higher? I wouldn't want my Amex to be excluded from util and everything.


 

Is this your only amex card?

Frequent Contributor
Posts: 252
Registered: ‎12-09-2011
0

Re: Amex CLI. I couldn't resist...


wollepopolle wrote:

I just requested a CLI for my Amex BCE CC. I had requested one about eight or nine months ago and have had a CL of $15k since. Today, I couldn't resist the itch and requested an online increase to $18k. I like to bring up the CL in small steps. I thought requesting too much would be unreasonable although Amex seems to be very generous. The online request was instantly approved. Yay! :smileytongue:

Now I only hope that I will not hear from the Amex police who will review my account. I charge about $500 to this card every month and pay it off in full. I've had it for four  years even though it backdates to 2003.

Thanks Amex!


Congratz on the CLi,

 

By chance would you be willing to finance my next car purchase :smileyvery-happy:.


Starting Score: EQ: 600, EX: 580, TU: 599
Current Score: EQ: 710 on 01/22/12, TU: 763 on 02/02/12, EX: 753 on 1/28/13
Goal Score: EQ: 775, TU: 775, EX: 775


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Established Contributor
Posts: 545
Registered: ‎09-12-2010
0

Re: Amex CLI. I couldn't resist...


tntexans72 wrote:

wollepopolle wrote:

Creditaddict wrote:

I would ask to go to 25k in 6 months!


I'd love to, but I might leave it at 18k for a while. I don't really need more credit. Isn't there also a CL reporting limit that kicks in around 25k with the bureaus? Or is that higher? I wouldn't want my Amex to be excluded from util and everything.


 

Is this your only amex card?


Yes, it is my only Amex card. It is also the only one that makes sense for me among all Amex private customer cards.
Frequent Contributor
Posts: 311
Registered: ‎07-18-2011
0

Re: Amex CLI. I couldn't resist...

That's a nice increase.  Ask for what you're comfortable with.

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