cancel
Showing results for 
Search instead for 
Did you mean: 

Amex CLI INCREASE?

tag
bigbang91
Established Contributor

Amex CLI INCREASE?

So my Amex BCE will reach its 61 days on Nov 16, and my wife BCE,which I'm an authorized user, will be eligible on Nov 20. My question is when I ask for a CLI increase for my card, will it affect her chance to get an increase because i'm authorized user on hers? Also, I opened my Chase Freedom 2 weeks after my Amex, will that count against my 61 days or affect my chance anyhow?Thanks guys!

Message 1 of 6
5 REPLIES 5
enharu
Super Contributor

Re: Amex CLI INCREASE?


@bigbang91 wrote:

So my Amex BCE will reach its 61 days on Nov 16, and my wife BCE,which I'm an authorized user, will be eligible on Nov 20. My question is when I ask for a CLI increase for my card, will it affect her chance to get an increase because i'm authorized user on hers? Also, I opened my Chase Freedom 2 weeks after my Amex, will that count against my 61 days or affect my chance anyhow?Thanks guys!


It will not affect her chance to get an increase.

 

Opening a Chase Freedom will not count against your 61 days, but it will affect your chances, simply because it's a new recent tradeline.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 6
bigbang91
Established Contributor

Re: Amex CLI INCREASE?

I PIF my Amex every month. On my first BCE statement, i let it reported 1200/2000$ and pif 3 days later. I hope my spending pattern demonstrated to Amex 2k is not enough for me.(i used 1900 out of 2000$ 3 times since i opened,let it posted then PIF 2-3 days later)
Message 3 of 6
aamex
Frequent Contributor

Re: Amex CLI INCREASE?

No it wont, i have an AU and have gotten a few CLIs on it since adding the AU. Also, all recieved the 3x CLI at or around the 61 day mark. 

Wallet: Fidelity Investment Rewards | BOA Travel Rewards | Chase Sapphire Preferred | Discover More
Message 4 of 6
bigbang91
Established Contributor

Re: Amex CLI INCREASE?

How long is your AAofA?mine is 1yr8months on EQ+TU,stupid EX wont update the 7 yrs old Cap1 im authorized user so AAoA on EX only 8 months

Message 5 of 6
09Lexie
Moderator Emerita

Re: Amex CLI INCREASE?

Amex will use your income, assets and the information gleamed from their last SP.
IME, spending patterns couldn't have been the deciding factor on my Amex revolver. Highest bal was $500 and received the full 3x CLI.
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.