Reply
Established Member
Posts: 11
Registered: ‎04-20-2007
0

Amex CLI Success

Have had the Amex Delta Gold for 61-ish days so I called the number on the back of the card and entered into the automated system that I wanted a CLI to go from $1,900 to $5,500.  I was then placed on hold for about 10 minutes and the guy who answered seemed completely confused as to why he was talking to me.  Once he verified my information he again asked how much of a limit I was looking for and I said $5,500.  He told me that my limit was already $5,500 and asked if I was seeking an additional $5,500?  Once we sorted everything out he determined that I had already been approved and told me I must have an AMAZING credit history ( not even close) because he has never seen someone approved for such an increase after their first 2-months.  He was literally gushing.   Apparently he doesn't talk to very many people from this forum because I would never have even thought to ask for so much after 61-days if it weren't for the folks around here.  So thanks everyone!! 

Starting Score: 575 (7/25/09)
Current Scores: Experian: 693 (Citi) TU:644 (MyFICO 8/12) Equifax: 657 (MyFico)
Goal Score: 700+ Across the Board
My Wallet: Amex Delta ($5,500), Chase Southwest ($5,000), Citi Thank You Preferred ($2,600), Barclay Apple ($2,500), Discover More ($1,500), American Express Zync , Cap 1 NH Rewards ($2,500), Cap 1 Platinum ($2,250), Home Depot ($1,500)
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: Amex CLI Success

Congrats!!! Awesome policy indeed!! May I ask how did you use your card and how did you pay?

 

 

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Regular Contributor
Posts: 369
Registered: ‎02-01-2010
0

Re: Amex CLI Success

Congrats! That's a nice increase.

Meg.

FICO: 03/2015 - TU 768 | EQ 783 | EX 775

FNBO 15,100 | Barclays / Sallie Mae World MC 13,000 | Lowes 10,000 | LOC 9,300 | Amex BCP 7,200 | BOA Platinum+ 6,000 | Amex SPG 5,700 | Achieva CU 5,500 | Discover IT 5,500 | Citi Simplicity 5,200 | Chase CSP 5,000 | Sam's Club 3,000 | Sears 900
Established Member
Posts: 11
Registered: ‎04-20-2007
0

Re: Amex CLI Success

I have used the card a lot.  Both months my max balance was around $1,600.  I made one mid-month payment of $500 and paid off the remaining balance in each of the months.  When I requested the CLI my balance was about $25.

Starting Score: 575 (7/25/09)
Current Scores: Experian: 693 (Citi) TU:644 (MyFICO 8/12) Equifax: 657 (MyFico)
Goal Score: 700+ Across the Board
My Wallet: Amex Delta ($5,500), Chase Southwest ($5,000), Citi Thank You Preferred ($2,600), Barclay Apple ($2,500), Discover More ($1,500), American Express Zync , Cap 1 NH Rewards ($2,500), Cap 1 Platinum ($2,250), Home Depot ($1,500)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex CLI Success

Congrats! Question...did you count the 61 days from when you got approved, activated the car or did you go by stament dates? Thanks
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Member
Posts: 11
Registered: ‎04-20-2007
0

Re: Amex CLI Success

[ Edited ]

I actually waited until my recent payment cleared so it ended up being about 67 days from the day I applied (6/20).  FWIW it took a couple of days for the initial approval to go through and I am not 100% certain what date I activated the card but I would guess it was about 6/28. The CLI was requested on  8/26 so I don't think the date of activation has anything to do with it.

Starting Score: 575 (7/25/09)
Current Scores: Experian: 693 (Citi) TU:644 (MyFICO 8/12) Equifax: 657 (MyFico)
Goal Score: 700+ Across the Board
My Wallet: Amex Delta ($5,500), Chase Southwest ($5,000), Citi Thank You Preferred ($2,600), Barclay Apple ($2,500), Discover More ($1,500), American Express Zync , Cap 1 NH Rewards ($2,500), Cap 1 Platinum ($2,250), Home Depot ($1,500)
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: Amex CLI Success

@danfitz75
I applied and was approved for it on 6/29 but second staments ends on 9/19 so i was gona wait until 9/20 to ask for cli. But idk now...should i ask on 8/29?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Amex CLI Success

No wait till 2 statements generate.  Would be horrible to be rejected and be forced to wait because you missed it by a day.

               LIMITS IN CARD DESCRIPTIONS
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.