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Amex CLI coming up, thinking through strategies

Established Contributor

Re: Amex CLI coming up, thinking through strategies

There is no HP to move credit lines I just did it a few weeks ago
Message 11 of 23
Established Member

Re: Amex CLI coming up, thinking through strategies

I'd focus on the BCP.  Never tried the 3X thing but I'm pretty sure income doesn't restrict your CL much on cards.  My total limits are more than twice my income and I've seen people with 3x their income in credit limit (assuming they're accurate/truthful).

Message 12 of 23
Established Contributor

Re: Amex CLI coming up, thinking through strategies

What is your utilization on each card? sry if I missed it.





Message 13 of 23
Established Member

Re: Amex CLI coming up, thinking through strategies

They report $0-$150, depending how lazy I feel.

I put ~$500 on average spiking ~$2000 per month on the BCP, and maybe ~$250 spiking $1500 on the BCE
Amex Blue Cash Everyday: $10,500
Chase Sapphire Preferred: $8,500
Chase Freedom: $3,700
blispay $6300
Amex Blue Cash Preferred: $8700
Amex Fidelity: $4200
Amex SPG: $4000
US Bank Flex Perks Select: $3000
...and random local credit unions
Message 14 of 23
Super Contributor

Re: Amex CLI coming up, thinking through strategies

i am confused. if you and your S/O make $40k, how do you put up to $3,500 s month on cards
i am on mobile so i don't see your desktop signatures
Message 15 of 23
Super Contributor

Re: Amex CLI coming up, thinking through strategies

that's $42k a year.
i am on mobile so i don't see your desktop signatures
Message 16 of 23
Established Member

Re: Amex CLI coming up, thinking through strategies

Last time I checked, 750x12=9000
Amex Blue Cash Everyday: $10,500
Chase Sapphire Preferred: $8,500
Chase Freedom: $3,700
blispay $6300
Amex Blue Cash Preferred: $8700
Amex Fidelity: $4200
Amex SPG: $4000
US Bank Flex Perks Select: $3000
...and random local credit unions
Message 17 of 23
Super Contributor

Re: Amex CLI coming up, thinking through strategies

you said spiking $2k on BCP $1,500 on BCE

either i read it wrong or it isn't typed that clearly.
i am on mobile so i don't see your desktop signatures
Message 18 of 23
Super Contributor

Re: Amex CLI coming up, thinking through strategies

but either way, based on your latest post, you may spend no more than about $12k a year between the two. is that more accurate?
i am on mobile so i don't see your desktop signatures
Message 19 of 23
Established Member

Re: Amex CLI coming up, thinking through strategies

Hmm... sorry if this is a double post.

My apologies on any miscommunication. I'd say we stay under $12k/year Smiley Wink
Amex Blue Cash Everyday: $10,500
Chase Sapphire Preferred: $8,500
Chase Freedom: $3,700
blispay $6300
Amex Blue Cash Preferred: $8700
Amex Fidelity: $4200
Amex SPG: $4000
US Bank Flex Perks Select: $3000
...and random local credit unions
Message 20 of 23