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Amex CLI'd me

Valued Contributor

Amex CLI'd me

 Hit luv buuton, asked for3x cl increase and got it. Am I to prepare myself for FR?
IN VINO VERITAS.
Message 1 of 7
6 REPLIES
Frequent Contributor

Re: Amex CLI'd me

I was good on the 1st LUV hit but got FR'd on the 2nd one. But it wan't really that bad only lasted 3 days.


Starting Score: 576
Current Score: 724
Goal Score: 850

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Message 2 of 7
Valued Contributor

Re: Amex CLI'd me

without any recent suspicious activity on your CRs, I wouldn't worry.  Even if they do FR you, did you lie about income on your application?

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Message 3 of 7
Valued Contributor

Re: Amex CLI'd me



thrasher865 wrote:
without any recent suspicious activity on your CRs, I wouldn't worry.  Even if they do FR you, did you lie about income on your application?



Hell ,no. I even showed lees HHI on my application than I have in reality.
IN VINO VERITAS.
Message 4 of 7
Valued Contributor

Re: Amex CLI'd me

Then I wouldn't worry about anything.  Worst case scenario: they ask to see your tax info and you say yes.  Card is on hold for a few days and then life goes on. Smiley Very Happy

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


Take the FICO Fitness Challenge
Message 5 of 7
Established Contributor

Re: Amex CLI'd me



wmarat wrote:
 Hit luv buuton, asked for3x cl increase and got it. Am I to prepare myself for FR?



How long have you had the card?
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 6 of 7
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Valued Contributor

Re: Amex CLI'd me

Got the card at 10/2007, first cli 12/2007.
IN VINO VERITAS.
Message 7 of 7