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Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Amex CLI'd me

 Hit luv buuton, asked for3x cl increase and got it. Am I to prepare myself for FR?
IN VINO VERITAS.
Frequent Contributor
credit4me
Posts: 348
Registered: ‎06-27-2007

Re: Amex CLI'd me

I was good on the 1st LUV hit but got FR'd on the 2nd one. But it wan't really that bad only lasted 3 days.


Starting Score: 576
Current Score: 724
Goal Score: 850

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Valued Contributor
thrasher865
Posts: 1,163
Registered: ‎05-21-2008

Re: Amex CLI'd me

without any recent suspicious activity on your CRs, I wouldn't worry.  Even if they do FR you, did you lie about income on your application?

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: Amex CLI'd me



thrasher865 wrote:
without any recent suspicious activity on your CRs, I wouldn't worry.  Even if they do FR you, did you lie about income on your application?



Hell ,no. I even showed lees HHI on my application than I have in reality.
IN VINO VERITAS.
Valued Contributor
thrasher865
Posts: 1,163
Registered: ‎05-21-2008

Re: Amex CLI'd me

Then I wouldn't worry about anything.  Worst case scenario: they ask to see your tax info and you say yes.  Card is on hold for a few days and then life goes on. :smileyvery-happy:

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


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Established Contributor
UpNComing
Posts: 684
Registered: ‎05-02-2008

Re: Amex CLI'd me



wmarat wrote:
 Hit luv buuton, asked for3x cl increase and got it. Am I to prepare myself for FR?



How long have you had the card?
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Valued Contributor
wmarat
Posts: 1,754
Registered: ‎11-03-2007

Re: Amex CLI'd me

Got the card at 10/2007, first cli 12/2007.
IN VINO VERITAS.

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