Amex CLI denied :(

[salek10]

Amex denied my CLI request... 

reasons:

"Our Scoring of your credit and other relevant information" 

According to the letter I have a EX FICO of 729, which I assume isn't that bad, but it also states that another reason is the number of creditors that reviewed my report. I think it's due to the auto loan I got last month :{ ... oh well

So my question is,  when will I be able to request a CLI again? 61 days or 180?

[Anonymous]

Should be 180 I believe.

[CreditCuriosity]

90 days until you can try again... 180 after your first increase with them

[lhcole77]

90 days

I was denied three times before I finally got approved for CLI. Reasons were new accounts and length of history with AMEX.

Hang in there!

[uswala]

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@CreditCuriousity wrote:

90 days until you can try again... 180 after your first increase with them

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+1

Try again on 91st day.

[ojefferyo]

what was the other reason they gave you? you should address those if you can so you'll hav a better chance next time

[Anonymous]

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@lhcole77 wrote:

90 days

I was denied three times before I finally got approved for CLI. Reasons were new accounts and length of history with AMEX.

Hang in there!

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Yep, same for me on history and recent accounts.  No biggie and I'll punch it again on day 91.

[medo]

What happens if you try before 90 days and are declined?

[ojefferyo]

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@medo wrote:

What happens if you try before 90 days and are declined?

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It'll tell you that you applied before 90 days

[medo]

That has never happened though.  I've tried a few times after the 61 day decline and it never gives me that error.  Weird.