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Amex CLI or spring for SPG?

Member

Amex CLI or spring for SPG?

I have two Amex cards:

Clear $4500 limit (don't use this much - just one recurring bill since the rewards are lame)

BCP $5000 limit (use this a decent amount - mostly groceries and gas)

 

It's been over six months since my last CLI request, so the Luv buttom is back.  I'm thinking about apping for the SPG card to start earning better travel rewards, but I'm not sure about another annual fee.  With the thought that I MAY apply for the SPG card within the next six months or so, should I try for the CLI?

 

Thanks for your help!

Message 1 of 5
4 REPLIES
Frequent Contributor

Re: Amex CLI or spring for SPG?


jeff318 wrote:

I have two Amex cards:

Clear $4500 limit (don't use this much - just one recurring bill since the rewards are lame)

BCP $5000 limit (use this a decent amount - mostly groceries and gas)

 

It's been over six months since my last CLI request, so the Luv buttom is back.  I'm thinking about apping for the SPG card to start earning better travel rewards, but I'm not sure about another annual fee.  With the thought that I MAY apply for the SPG card within the next six months or so, should I try for the CLI?

 

Thanks for your help!


How important is the SPG signup bonus to you? If it's not a big deal, you could ask Amex to product change your Clear card to the SPG, and then also ask for a CLI on your BCP.

TU: 771 (7/17/17) | EQ: 787 (7/17/17) | EX: 792 (7/17/17)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $34,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013)
Message 2 of 5
Valued Contributor

Re: Amex CLI or spring for SPG?


isoldmyatlas wrote:

jeff318 wrote:

I have two Amex cards:

Clear $4500 limit (don't use this much - just one recurring bill since the rewards are lame)

BCP $5000 limit (use this a decent amount - mostly groceries and gas)

 

It's been over six months since my last CLI request, so the Luv buttom is back.  I'm thinking about apping for the SPG card to start earning better travel rewards, but I'm not sure about another annual fee.  With the thought that I MAY apply for the SPG card within the next six months or so, should I try for the CLI?

 

Thanks for your help!


How important is the SPG signup bonus to you? If it's not a big deal, you could ask Amex to product change your Clear card to the SPG, and then also ask for a CLI on your BCP.


im not sure if this would work but move the line to the bcp and app for an spg. if you dont mind using a hard pull for another card. 

 

or ask for the cli on the bcp and then pc the clear. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 3 of 5
Member

Re: Amex CLI or spring for SPG?


isoldmyatlas wrote:

How important is the SPG signup bonus to you? If it's not a big deal, you could ask Amex to product change your Clear card to the SPG, and then also ask for a CLI on your BCP.


The signup bonus would be pretty nice... that plus I have heard that they won't PC the Clear to anything else.

Message 4 of 5
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Established Contributor

Re: Amex CLI or spring for SPG?

+1

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