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I have read that amex cards are eligible for a CLI on the 61st day after getting that card and 6 months thereafter, assuming you do get a CLI.
But if you are declined a CLI how long before u can ask for one again?
Or does the 6 month rule apply either way you get a CLI or declined? confused about it.
thanks
Also i dont see an option to request a credit line increase under profile account and manage credit limit option. Am i missing something?
@Anonymous wrote:Also i dont see an option to request a credit line increase under profile account and manage credit limit option. Am i missing something?
You can do it in automated phone options too
My luv button disappeared a few months ago too. I just called the number on the card last week and got a CLI. I believe it's 90 days after a denial, 6 months after an approved CLI.
Does amex do SP for CLI?
My GF was just upgraded from Amex Skymiles gold to Platinum (that sound right?) without requesting, so I wonder if she could benefit from a util perspective, by asking for a CLI, but w/o a HP on her CRs
@LTomBerry wrote:My luv button disappeared a few months ago too. I just called the number on the card last week and got a CLI. I believe it's 90 days after a denial, 6 months after an approved CLI.
That's correct, 90 days after denial and 6 months after approval. Called Amex to ask about this.
@Repo-ed wrote:Does amex do SP for CLI?
My GF was just upgraded from Amex Skymiles gold to Platinum (that sound right?) without requesting, so I wonder if she could benefit from a util perspective, by asking for a CLI, but w/o a HP on her CRs
Amex CLIs are SP
@Anonymous wrote:
@Repo-ed wrote:Does amex do SP for CLI?
My GF was just upgraded from Amex Skymiles gold to Platinum (that sound right?) without requesting, so I wonder if she could benefit from a util perspective, by asking for a CLI, but w/o a HP on her CRs
Amex CLIs are SP
Are they based on the report they have on file (they SP me every month) or do they do a SP when you ask for the CLI?
My understanding is that when a card holder applies for a new card, they will use the last soft to decide whether you're worthy of a new card, and if you are they will pull hard, so I'm wondering if they do the same when requesting a CLI (minus the hard pull of course).