Amex CLI question

[fused]

Is the info on your EQ and EX reports about the same? Or, are there some differences? If there are differences, what are they?

[Cstl05]

how do i find out info on my experian report?

[Creditaddict]

you can go to Experian.com and purchase a report for about $10... im sure there are ways to get free also.

[fused]

You can get a free report at annualcreditreport.com. Sorry, I'm having trouble posting a live link for it.

[Cstl05]

my fako experian has increased from 736 to 748.  Question im an AU on my parents account , and it shows their balance on my credit score, but only on the experian is that normal??  Should I close the AU account?  But whats funny is it doesnt show up on my Equifax score..

[hemi961]

Since you have Amex you can sign up for credit monitoring through them. You can get an updated report every day and then go the the dispute information tab. Experian has online dispute service available through that tab and once you have verified your address a new page opens up and you can view hard and soft inquiries. I have never had anything to dispute but I go there daily to keep track of soft inquiries. I check my Equifax softs daily through their ID Patrol product, so the only ones I am in the dark about are Transunion.

[Cstl05]

great, do you know why my au card would show a balance of 3 grand when I am only authorized for 2?  Is it showing my parents balance on my credit report?  And why is  Experian showing it but not Equifax?  Should I close my au account since my parents use their card that I am au'd under?

[MarineVietVet]

---

@fused wrote:
You can get a free report at annualcreditreport.com. Sorry, I'm having trouble posting a live link for it.

---

Here ya go fused.   annualcreditreport.com

[fused]

Thank you!

[wajj]

All of the Experian based credit monitoring services I've used (CCT and USAA) allow you to get a daily Experian report complete with soft pulls.  When you bring up your report, click on the Experian online dispute link and you will get a new copy of your Experian report.  No one says you have to actually file a dispute