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I used the online section yesterday to ask for an CLI on Amex. I got the 7-10 day notice. Should I call them? If so how long should I wait before calling?
I want the increase to help with my utilization. I owe nothing on any of my cards as I PIF. I'm going away this month and don't want to screw myself using the card and raising my % and ruin my scores.
eq: 726 tu: 692 ex: 696
They're pretty much all reporting $0. I think I missed like two with a total balance of around $200. I'm under a 9% utilization reporting.
Use a backdoor number for Amex? I noticed the one listed in backdoor thread only has one for something for Amex but not a regular number.
Hi FLDead, welcome to the forums!
As Hauling said, you are indeed the bold soul to request a CLI from Amex. They have been AA'ing a lot of cardholders lately, myself included.
Normally the 7-10 day message is always an instant decline. You can try the backdoor number also, but there was some discussion around here about a year ago about how Amex supervisors lost their powers to overturn computer generated declines due to the financial crisis.