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New Contributor
melbaro
Posts: 89
Registered: ‎08-03-2012
0

Re: Amex CLI timing?

[ Edited ]

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?

Established Member
JohnB222
Posts: 41
Registered: ‎09-05-2011
0

Re: Amex CLI timing?

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.

Amex Blue Cash Everyday - 22k CL | Chase Hyatt - 15k CL

PenFed Platinum Rewards - 12k CL | Chase Sapphire Preferred - 8k CL | Chase Freedom - 5k CL
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Amex CLI timing?


JohnB222 wrote:

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.


I think 30 days from denial... but it would have to be +6 months from your CLI.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Amex CLI timing?


melbaro wrote:

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?


I think it's odd that some people can request a CLI too early. I only say this because, on my account, the option to request a CLI isnt available. It just have a little thing that you click and says you cannot request a CLI within 60 days of opening the acct.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Contributor
cs91
Posts: 86
Registered: ‎01-25-2012
0

Re: Amex CLI timing?

I know if its not under the "manage credit" tab you can go to the "more account options" and select "increase line of credit". I am coming up on my 6 months later this month on my True Earnings but I dont want to chance it because I just got approved for the Blue Sky last week. 

Chase Marriott (35.5K) NASA FCU (30K) USAA World MC (27K) NFCU Flagship Visa (27K) USAA World MC (19K)
Costco TE Amex (19K) Citi Prestige (15.5K) Amex PRG (AU) (NPSL)

FICO Scores as of 10/2014: 717 (EQ) 741 (EX) 762 (TU)
Regular Contributor
cutemarty1
Posts: 215
Registered: ‎02-03-2011
0

Re: Amex CLI timing?

where is this CLI button for amex? I never see it in my manage your limit tab.

My TL : BCE AMEX 24k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / BoA 123 14k / Discover 13.5k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/
Established Contributor
CruzImperial
Posts: 869
Registered: ‎07-04-2012
0

Re: Amex CLI timing?

More account options will open a pop up when you click it.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Amex CLI timing?

They make it hard to find. Worth noting that the "check spending ability" is seperate from the " increase credit line" button
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
0

Re: Amex CLI timing?

Ahhh. ok I see it now.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.

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