Credit Cards

[melbaro]

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?

[JohnB222]

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.

[jd5189]

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JohnB222 wrote:

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.

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I think 30 days from denial... but it would have to be +6 months from your CLI.

[jd5189]

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melbaro wrote:

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?

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I think it's odd that some people can request a CLI too early. I only say this because, on my account, the option to request a CLI isnt available. It just have a little thing that you click and says you cannot request a CLI within 60 days of opening the acct.

[cs91]

I know if its not under the "manage credit" tab you can go to the "more account options" and select "increase line of credit". I am coming up on my 6 months later this month on my True Earnings but I dont want to chance it because I just got approved for the Blue Sky last week. 

[cutemarty1]

where is this CLI button for amex? I never see it in my manage your limit tab.

[CruzImperial]

More account options will open a pop up when you click it.

[youngandcreditwrthy]

They make it hard to find. Worth noting that the "check spending ability" is seperate from the " increase credit line" button

[jd5189]

Ahhh. ok I see it now.