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New Contributor
Posts: 89
Registered: ‎08-03-2012
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Re: Amex CLI timing?

[ Edited ]

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?

Established Member
Posts: 41
Registered: ‎09-05-2011
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Re: Amex CLI timing?

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.

Amex Blue Cash Everyday - 22k CL | Chase Hyatt - 15k CL

PenFed Platinum Rewards - 12k CL | Chase Sapphire Preferred - 8k CL | Chase Freedom - 5k CL
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: Amex CLI timing?


JohnB222 wrote:

The system gives you 7-10 day message.  On a similiar note, does anyone know minimum time waiting to submit new request after a declined CLI request?  I asked for a small increase from 22k to 25k and was declined...tried a month or so later and got an error saying I was declined a CLI too recently.


I think 30 days from denial... but it would have to be +6 months from your CLI.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: Amex CLI timing?


melbaro wrote:

Does the system notify you that you are applying too early if you request a CLI before the allowed timeframes...or does it give you a 7-10 message?


I think it's odd that some people can request a CLI too early. I only say this because, on my account, the option to request a CLI isnt available. It just have a little thing that you click and says you cannot request a CLI within 60 days of opening the acct.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Contributor
Posts: 88
Registered: ‎01-25-2012
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Re: Amex CLI timing?

I know if its not under the "manage credit" tab you can go to the "more account options" and select "increase line of credit". I am coming up on my 6 months later this month on my True Earnings but I dont want to chance it because I just got approved for the Blue Sky last week. 

Chase Marriott (39.5K, 15.99%) NASA FCU (30K, 7.9%) USAA World MC (30K, 13.9%) NFCU CashRewards (27K, 10.65%) Amex BCE (10.5K, 12.99%) PenFed Promise (12K, 9.99%) Chase Sapphire Preferred (9K, 15.99%) Chase MileagePlus Explorer (5K, 15.99%) Costco AMEX (1.2K, 15.24%)


Regular Contributor
Posts: 218
Registered: ‎02-03-2011
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Re: Amex CLI timing?

where is this CLI button for amex? I never see it in my manage your limit tab.

My TL : BCE AMEX 24k / BoA123 Sig 24k / Home Depot 16.5 K / CSP 16.5k / Barclays Arrival WEMC 15k / Discover 13.5k / Citi World WEMC12.8k / CU Visa 11k/ Nordstrom Visa 10K / Freedom 10k / Citi AA 9.1k / Macy's Store 3K / Best buy 2.4K / BBRZ Gold 1.4K / AE 1.4k / Express 1.4K/
Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: Amex CLI timing?

More account options will open a pop up when you click it.
Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Senior Contributor
Posts: 6,277
Registered: ‎08-16-2012
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Re: Amex CLI timing?

They make it hard to find. Worth noting that the "check spending ability" is seperate from the " increase credit line" button
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
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Re: Amex CLI timing?

Ahhh. ok I see it now.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
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