Amex CLI

[bichonmom]

It's been a long time since I've requested a CLI on Amex. What is the best way to request it? Online? By phone? I can't find a love button online; all I am seeing is the "check spending ability" link. Is that it? 

It's a SP, right? I have a freeze on my CRs, except for EX which I just lifted for today. Will that get me a HP?

Will they counter w/ a lower CL if I'm not approved for the entire amount? 

Any tips or sugggestions?

Thanks!

[Anonymous]

Online is the best way. It's under credit management. You can request up to 3x.

[NRB525]

When you go to Account Services, Credit Management, do you not see an "Increase Line Of Credit" link?

[bichonmom]

Thanks! I found it.

[Irisa]

---

@bichonmom wrote:

Thanks! I found it.

---

Go get that CLI. Good luck!  

[Irisa]

I don't even remember how long it has been, but the last one I got was a SP and they did counter. 

[mccallb]

Does the 3x CLI work even if you have a fairly high SL, like 10K?

[Anonymous]

---

@mccallb wrote:

Does the 3x CLI work even if you have a fairly high SL, like 10K?

---

Yes it works in that you can request a 3X CLI but there is no guarantee that you'll get $30K or any increase.

[Walt_K]

---

@Anonymous wrote:

---

@mccallb wrote:

Does the 3x CLI work even if you have a fairly high SL, like 10K?

---

Yes it works in that you can request a 3X CLI but there is no guarantee that you'll get $30K or any increase.

---

Anecdotally, it used to also be that requesting a limit above $25K would lead to a greater chance that they would ask for income verification.  I haven't been active on the boards in quite a while, so maybe that is not the case anymore.  Even when people did report that, it was not a guarantee that they would request it.  I have a higher CL on my Amex SPG and I never had to provide income verification.  But a lot of people reported being asked when requesting above $25K.

[Anonymous]

---

@Walt_K wrote:

---

@Anonymous wrote:

---

@mccallb wrote:

Does the 3x CLI work even if you have a fairly high SL, like 10K?

---

Yes it works in that you can request a 3X CLI but there is no guarantee that you'll get $30K or any increase.

---

Anecdotally, it used to also be that requesting a limit above $25K would lead to a greater chance that they would ask for income verification.  I haven't been active on the boards in quite a while, so maybe that is not the case anymore.  Even when people did report that, it was not a guarantee that they would request it.  I have a higher CL on my Amex SPG and I never had to provide income verification.  But a lot of people reported being asked when requesting above $25K.

---

It's still asked for at times but we see a lot of people getting limits above $25K without ever being asked for the 4506-T