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Hi all,
I've had a credit card with Amex since 2007 and have never received a credit line increase. Account is current with no lates. I called the regular 800 number yesterday and was denied a credit line increase and told to try again in 90 days. Does anyone have a number or email address for the EO? Backdoor number? Underwriting department? Any info would be appreciated. Please PM me if need be. Thanks.
@letmycreditgo wrote:Hi all,
I've had a credit card with Amex since 2007 and have never received a credit line increase. Account is current with no lates. I called the regular 800 number yesterday and was denied a credit line increase and told to try again in 90 days. Does anyone have a number or email address for the EO? Backdoor number? Underwriting department? Any info would be appreciated. Please PM me if need be. Thanks.
That's a really long time to never be approved for a CLI. Just curious, what are the reason's they give when they deny? And what AMEX is this?
@letmycreditgo wrote:
I haven't applied in over a year so I don't remember exactly what the reason was last time. I'll get a letter in the mail for this one probably next week and I'll let you know. It's the Amex Jetblue card.
What is the limit and how much did you ask for?
There's obviously something AMEX did not like when your CR was reviewed. I don't think it's so much the amount requested since they can counter. Have you looked at your CRs recently? Do you have high utilization? Any derogatory info?
Those items could point to the main issue of not being approved for a CLI. Wait for the letter to confirm those findings.