Amex Charge Card

[Trigga]

 Just wondering how this is viewed on credit reports , is it viewed  the same as a credit card or more like a loan of some sort .....just curious ?? Any info would be welcome !! Thx

[Trigga]

No one ? Or is this just a dumb question !? lol

[LS2982]

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@Trigga wrote:

 Just wondering how this is viewed on credit reports , is it viewed  the same as a credit card or more like a loan of some sort .....just curious ?? Any info would be welcome !! Thx

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It is viewed as a bankcard. I would think along the lines of a regular credit card,

[dodfire]

It is reported as a charge card. It is a NPSL card so there is no limit to report. 

[Trigga]

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@LS2982 wrote:

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@Trigga wrote:

 Just wondering how this is viewed on credit reports , is it viewed  the same as a credit card or more like a loan of some sort .....just curious ?? Any info would be welcome !! Thx

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It is viewed as a bankcard. I would think along the lines of a regular credit card,

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Thx was just curious !

[CEOriginal]

Charge cards don't affect your utilization, but they do help with AAoA.

I've read some places that your typical spend amount is reported to the CBs as your "limit", but I don't believe that's true.