Reply
Contributor
Posts: 567
Registered: ‎10-04-2012
0

Re: Amex Charge Vs. Delta Sky Miles


Tommy5746 wrote:

Which do you think is harder to get? An Amex charge card or the Delta gold sky miles card?? I hear the sky miles isnt that difficult but do you guys think that its easier or harder to get vs an amex charge?


I think the more relevant question might be: Who in the world wants miles on Delta?

 

Quite possibly the worst airline in the world :smileyhappy:

 

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Established Contributor
Posts: 772
Registered: ‎01-03-2012
0

Re: Amex Charge Vs. Delta Sky Miles

[ Edited ]

Elcid89 wrote:

Tommy5746 wrote:

Which do you think is harder to get? An Amex charge card or the Delta gold sky miles card?? I hear the sky miles isnt that difficult but do you guys think that its easier or harder to get vs an amex charge?


I think the more relevant question might be: Who in the world wants miles on Delta?

 

Quite possibly the worst airline in the world :smileyhappy:

 



 

Ha!  This is true.  In my (admittedly) limited world of travel, Delta has been by far the worst experience.  Flying through the Atlanta hub was a nightmare filled with delays, the planes were old/loud/cramped, and the staff was very rude.  Never again! 

 


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Amex Charge Vs. Delta Sky Miles


TNTransplant wrote:

Elcid89 wrote:

Tommy5746 wrote:

Which do you think is harder to get? An Amex charge card or the Delta gold sky miles card?? I hear the sky miles isnt that difficult but do you guys think that its easier or harder to get vs an amex charge?


I think the more relevant question might be: Who in the world wants miles on Delta?

 

Quite possibly the worst airline in the world :smileyhappy:

 



 

Ha!  This is true.  In my (admittedly) limited world of travel, Delta has been by far the worst experience.  Flying through the Atlanta hub was a nightmare filled with delays, the planes were old/loud/cramped, and the staff was very rude.  Never again! 

 


There is a lot of speculation recently that Delta will be moving to a revenue-based mileage program in 2013. If they do, that'll kill the majority of the value that is left. I'd proceed with caution on this one.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
New Contributor
Posts: 69
Registered: ‎06-27-2012
0

Re: Amex Charge Vs. Delta Sky Miles

To answer the OP, I think Amex charge cards are definitely easier to get. That said, the Delta card is one of the easier revolvers to get from Amex. I applied for a charge card and then the Delta right after with one year of history and was approved for both. If you have clean reports, and a 720+ credit score, you should be good. As always, YMMV. 

AMEX SPG - $8k
Citi AA Visa - $6.5k
Walmart Discover - $5.5k
Citi Forward - $3.9k
Discover More - $2.5k
Wells Fargo Cash Back - $1.9k
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Amex Charge Vs. Delta Sky Miles

[ Edited ]

RonDawg wrote:

Tommy5746 wrote:

Which do you think is harder to get? An Amex charge card or the Delta gold sky miles card?? I hear the sky miles isnt that difficult but do you guys think that its easier or harder to get vs an amex charge?


Here is a good example... When I applied for my BCE card it took 3 days to approve me however when I applied for PR Gold charge card I was approved in 10 seconds and 30 minutes later I got an email telling me they were rushing out my card. I got it FedEx the next day.


well they can afford to next day you after the 175 annual fee :smileytongue:

 

 

 

and to answer OP yes Charge is much easier cause they're supposed to be paid in full faster. Also they set an internal limit even for NSPL so there is a limit especially for new accounts.   Of course they're not gonna let a Amex anything besides Black buy a decent sized private island on it.

 

Easiest card to get is Delta Skymiles but undoubtly the worst card in Amex, impossible to redeem awards for more than 1.1 cent value. but it is the easiest to get, and then you can product change it to a BCE/BCP so yea. DO IT! also if you go through Delta skymiles you can turn the miles bonus into 1 penny a mile so collecting the sign up bonus adds up more than going with BCP so that'snice.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Senior Contributor
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Amex Charge Vs. Delta Sky Miles

How do you figure it is impossible to redeem for more than 1.1 cent per mile? Delta has issues but there are plenty of decent redemption opportunities. It's one of the best programs for premium tickets to Australia.

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012
0

Re: Amex Charge Vs. Delta Sky Miles

i was instantly approved for zync npsl a few months back and appd delta gold last week, but really thought i would be declined due to repo. was instantly approved with $2800 cl. the miles/point conversion suck, but until i can get a southwest chase visa, it will have to do.
5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Super Contributor
Posts: 5,070
Registered: ‎12-11-2011
0

Re: Amex Charge Vs. Delta Sky Miles

#SlightZombieThread!

 

Charge cards are def easier, but I've heard of some pretty borderline applications getting approved for delta. Seems to be their lowest end revolver. 

;
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.