12-10-2011 03:25 PM
Really the only thing that interests me about the BCE is the 3% cash back for groceries, and I'm not sure that alone justifies applying for a whole new card. I may just stick with my Clear.
If you decide to go for BCE, I'd wait until January. Then the new card with be backdated to 1/2007, instead of 12/2007 -- the 11 additional months of age may come in handy.
Thank you for the tip on waiting until January.
@Steve23111, the math for me only works out to a benefit of ~$50/year.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO