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New Contributor
Posts: 71
Registered: ‎12-19-2009
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Amex Corp Card report to my CR?

I've had an Amex corp card for 4 years, always paid on time. Problem is, the TL isn't reporting to my CR.

 

Is it possible to have Amex start reporting to my CR without going through a whole approval process as if I were applying for a new card? I'd like the TL on my CR without a hard inquiry.


Starting Score: TU-633 EQ-625
Current Score:  TU-714 EQ-776
Goal Score: 850


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Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: Amex Corp Card report to my CR?

Normally corporate and business cards does not report to personal ( except few exceptions like Discover / Capital One ). I heard you can ask Amex to report your business card on to your personal. Read other posts on this forum and you might find more info. Or call Amex and ask them and see what they say.

New Contributor
Posts: 71
Registered: ‎12-19-2009
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Re: Amex Corp Card report to my CR?

Ugh. Just got off the phone with Amex. They won't report to my personal CR unless I go 120 days late (which I never do). The only way to get an Amex TL on my CR is by opening a personal acct with them. Great. Smiley Sad

Starting Score: TU-633 EQ-625
Current Score:  TU-714 EQ-776
Goal Score: 850


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Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007
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Re: Amex Corp Card report to my CR?

Sorry to hear that.

Some corporations have a deal with AmEx where employees can pay the annual fee on the card, have it report, and get the rewards. DH once had that option, but he wasn't interested. The only way you can find out if your card is eligible is to call, as you did.

But I think that's becoming less and less common, as most businesses want to reserve the goodies for the biz.
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