Amex Delta Skymiles

[Anonymous]

Hello All

I like to share my experience with Amex. I App for the card couple weeks ago (i use delta quite often and i like to start accumulating miles) and got a approval, just receive the card today and open up the account and surprised, they gave me 10K CL. I don't know how others fell about Amex but for starter, they are beating up my Cap1 accounts (4) that i have for over 10 year and never paid late, Thanks Amex I definitely will refer to others.

[Anonymous]

Congrats on the new Amex, I too have been utilizing my Amex Delta card pretty heavily here lately.  They gave me a solid initial line of credit as well so I certainly don't have anything other than positive things to say about them too

[Anonymous]

Congrats! I am jealous of everyone that Amex likes now that I will have access to a Centurion lounge.

[grillandwinemaster]

Hey OP congrats on your new Delta Amex! 

Can you share some of your stats? What was your score at approval? Any baddies? 

Thanks, Congrats again!

[austinguy907]

Congrats on the approval!  Your scores must be in the mid 700's for that number out of the gate.  Take a moment to hit the 3X CLI thread for Amex to prepare yourself to launch into the 30K CL in the next 60 days when you hit that button.  There's a link in my signature to some helpful AMEX information.

[Anonymous]

Hello

Thanks, here's where i stand:

FICO Score 8 from credit repair : 718
FICO Score from Discover : 713
Credit wise from Cap 1 : 733
7 CC : $30k CL, 10% UT.
1 Mortgage : $230k Balance
1 Car Loan : $35k Balance
100% on time payments.
16 years oldest credit.
4 inquiries.

1 delinquency on my mortgage 7 years ago that will go away next month or so.

[Anonymous]

Thanks, almost mid 700's, I'm averaging 720's all around. thanks for the tip on the Amex threat, i will definitely be on top of that. next thing now is go after my 50k miles after spend 2k within 3 months. Thanks again

[EdMan63]

Congrats!!! That was my first card when I started rebuilding a couple of years ago. I too started with a 10k limit. I doubled it to 20k after my first year and also upgraded to a platinum. I personally didn't feel the need to go 3x but that's me. I love the card and the perks though. I fly Delta almost exclusively. 

[Anonymous]

Thanks for sharing your experience with it! I am possibly going to accept an offer for one later this month because they keep sending mailers for 75k Skymiles with 3k spend in the first 90 days which seems like a nice bonus. Not sure how any perks stack up since i already have Amex Platinum though.

[Anonymous]

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@Anonymous wrote:
Thanks for sharing your experience with it! I am possibly going to accept an offer for one later this month because they keep sending mailers for 75k Skymiles with 3k spend in the first 90 days which seems like a nice bonus. Not sure how any perks stack up since i already have Amex Platinum though.

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Don't want to Hijack thread but was wondering about 75K offer myself