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Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
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Amex Delta & Amex Costco

I have both the Amex PRG and Amex Zync NPSL cards.  In January 2013 my PRG will have an annual fee due and I am planning to close it and try for an Amex Delta and possibly the Amex Costco True Earnings.  I hear it easier to get the Amex Delta, but how hard is the Amex Costco to achieve and can I have both cards at the same time?

Thanks,

Bobby

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Amex Delta & Amex Costco

Apply at a Costco because if you apply online AMEX will pend your application because they will need to verify your membership.

Some say TE card is easy and some say its hard. YMMV but definitely apply before cancel your charge card

$100K in Credit
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Valued Contributor
Repo-ed
Posts: 2,954
Registered: ‎02-09-2012
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Re: Amex Delta & Amex Costco

i just received the delta gold, and plan to try for the TE in Jan. as well.
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
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Re: Amex Delta & Amex Costco


Repo-ed wrote:
i just received the delta gold, and plan to try for the TE in Jan. as well.

We'll go drapping for Amex in Janaury? :smileysurprised:

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
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Creditaddict
Posts: 21,716
Registered: ‎10-23-2007
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Re: Amex Delta & Amex Costco


BobbyJ wrote:

I have both the Amex PRG and Amex Zync NPSL cards.  In January 2013 my PRG will have an annual fee due and I am planning to close it and try for an Amex Delta and possibly the Amex Costco True Earnings.  I hear it easier to get the Amex Delta, but how hard is the Amex Costco to achieve and can I have both cards at the same time?

Thanks,

Bobby


You won't be able to PC into Costco, but you should be able to PC PRG to Delta with no problems once you are at the year mark.  I wouldn't close to then apply for others if you can help it.  and yes apply IN STORE for Costco.

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
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Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Amex Delta & Amex Costco

Thanks Credit.  I will wait until January and PC my PRG to Detla.  My one year date is January 6th 2013.  I will also go to Costco the same day I PC and apply for the Costco TE card as well.

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
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Re: Amex Delta & Amex Costco


Creditaddict wrote:

BobbyJ wrote:

I have both the Amex PRG and Amex Zync NPSL cards.  In January 2013 my PRG will have an annual fee due and I am planning to close it and try for an Amex Delta and possibly the Amex Costco True Earnings.  I hear it easier to get the Amex Delta, but how hard is the Amex Costco to achieve and can I have both cards at the same time?

Thanks,

Bobby


You won't be able to PC into Costco, but you should be able to PC PRG to Delta with no problems once you are at the year mark.  I wouldn't close to then apply for others if you can help it.  and yes apply IN STORE for Costco.


you mean id have to wait till the second to apply for te. shucks. 

(in ma no stores are open on the 1st)

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CribDuchess
Posts: 658
Registered: ‎09-12-2011
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Re: Amex Delta & Amex Costco


BobbyJ wrote:

Thanks Credit.  I will wait until January and PC my PRG to Detla.  My one year date is January 6th 2013.  I will also go to Costco the same day I PC and apply for the Costco TE card as well.


 

Actually, unless I'm mistaken, I don't believe you can PC the PRG to the Delta.  The PRG is a charge card and the Delta is a revolver.  You can only PC charge to charge and revolver to revolver.

 

I got the Amex Costco TE card a couple of months ago via an emailed offer from Costco.  Costco has twice sent me an email offer for the Amex Costco TE where I get a $50 bonus for spending $500 in the first 3 months of getting the card.  I bit on the 2nd email offer and when I applied through the email, I received instant approval for the card (no waiting on Amex to verify my Costco membership).  And Amex has already credited my account with the $50 since I spent the $500 within three weeks of activating the card.

 

If you're a Costco member, did you sign up for their email offers?  If not, you should.  You just might receive one of these offers for the Amex Costco TE card.

 

Good luck next month when you app!  Happy Holidays to you and your family!

FICOs: TU08 841 10/6/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 800 11/8/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Double Cash $10K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $24.5K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Amex Delta & Amex Costco


CribDuchess wrote:

BobbyJ wrote:

Thanks Credit.  I will wait until January and PC my PRG to Detla.  My one year date is January 6th 2013.  I will also go to Costco the same day I PC and apply for the Costco TE card as well.


 

Actually, unless I'm mistaken, I don't believe you can PC the PRG to the Delta.  The PRG is a charge card and the Delta is a revolver.  You can only PC charge to charge and revolver to revolver.

 

I got the Amex Costco TE card a couple of months ago via an emailed offer from Costco.  Costco has twice sent me an email offer for the Amex Costco TE where I get a $50 bonus for spending $500 in the first 3 months of getting the card.  I bit on the 2nd email offer and when I applied through the email, I received instant approval for the card (no waiting on Amex to verify my Costco membership).  And Amex has already credited my account with the $50 since I spent the $500 within three weeks of activating the card.

 

If you're a Costco member, did you sign up for their email offers?  If not, you should.  You just might receive one of these offers for the Amex Costco TE card.

 

Good luck next month when you app!  Happy Holidays to you and your family!


You are correct you cannot PC from a charge card to a revolver.

 

I really want this card! 


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Frequent Contributor
BobbyJ
Posts: 304
Registered: ‎02-03-2008
0

Re: Amex Delta & Amex Costco

Thanks Crib for the advice and happy holidays to you and yours.

Fico Scores: EQ 677 (10/3/14) EX 648 (10/03/14) TU 656 (10/03/14)
Credit after BK DC 1/14/14: C1 Venture One $10,000 (10/2014) C1 Quicksilver Plat MC $4000 (2/2014) Sams Club Store Card $437 (10/1/14)
Survived BK Filing: Fort Knox CU Plat Visa $5000 / Lowes $7000 / HSN Card $3000 / Walmart Card $2000 / Macys $800 / Target Red Card $500 / Fingerhut $600

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