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Regular Contributor
princeromeo
Posts: 157
Registered: ‎06-05-2007
0

Amex Delta and True earning

Hello, I applied on the 16th and was approved for the delta with a 1000 CL, but because I did two apps the status of the costco application is still in progress and when I just called they said by friday they will have a answer. Is this because of a FA alert on my experian report or because I applied for two cards at once? I just jope 4 day wait is not a decline :smileyhappy:

Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Amex Delta and True earning

probably they need to verify your Costco member number......thats happen most of the time with their True E apps


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Regular Contributor
princeromeo
Posts: 157
Registered: ‎06-05-2007
0

Re: Amex Delta and True earning

they did soft me yesturday, so I dont know

Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Amex Delta and True earning

did they pull all three HP ????


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Regular Contributor
princeromeo
Posts: 157
Registered: ‎06-05-2007
0

Re: Amex Delta and True earning

no i have equifax and transunion frozen they tried to but i would not give in!

Regular Contributor
princeromeo
Posts: 157
Registered: ‎06-05-2007
0

Re: Amex Delta and True earning

I told them, you pulled my experian, so please use that and they did

Regular Contributor
princeromeo
Posts: 157
Registered: ‎06-05-2007
0

Re: Amex Delta and True earning

I was denied with a 664 fico from experian. Called the exe office today and was transferred to a rep who spoke to her manger about reconsideration, after 15 min hold :smileysad:  she said to call back in 72 hours. Do I still have a chance of being approved, I do have a lot of inqs from auto dealership and a credit card that's almost maxed other then this my credit profile is good. When calling the exe office of American express did anyone talk to them about recon because I was transferred right away to new accounts?

Regular Contributor
princeromeo
Posts: 157
Registered: ‎06-05-2007
0

Re: Amex Delta and True earning

anyone? recon with 660ish score for amex and approved?

Super Contributor
Ron1
Posts: 5,477
Registered: ‎05-23-2009
0

Re: Amex Delta and True earning


princeromeo wrote:

anyone? recon with 660ish score for amex and approved?


I think you have better chance to get approved for their charge card. Try to get Amex Green.

 

 

Ron.

Valued Contributor
nicholasyud
Posts: 1,737
Registered: ‎08-13-2012
0

Re: Amex Delta and True earning

amex is not great with recon but you can try your best. On top of that u should join them at least 6 months and go for Amex TU. I heard that's one of the hard card to get from Amex.


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k


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