12-20-2012 05:26 PM
Hello, I applied on the 16th and was approved for the delta with a 1000 CL, but because I did two apps the status of the costco application is still in progress and when I just called they said by friday they will have a answer. Is this because of a FA alert on my experian report or because I applied for two cards at once? I just jope 4 day wait is not a decline
12-20-2012 06:29 PM
probably they need to verify your Costco member number......thats happen most of the time with their True E apps
12-20-2012 07:37 PM
did they pull all three HP ????
12-24-2012 12:15 PM
I was denied with a 664 fico from experian. Called the exe office today and was transferred to a rep who spoke to her manger about reconsideration, after 15 min hold she said to call back in 72 hours. Do I still have a chance of being approved, I do have a lot of inqs from auto dealership and a credit card that's almost maxed other then this my credit profile is good. When calling the exe office of American express did anyone talk to them about recon because I was transferred right away to new accounts?
12-24-2012 03:40 PM
amex is not great with recon but you can try your best. On top of that u should join them at least 6 months and go for Amex TU. I heard that's one of the hard card to get from Amex.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.