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Amex Delta cc pending... approve or not?

Established Contributor

Amex Delta cc pending... approve or not?

Got ya all!!!

My DW apped for it today before buying some tickets worth about $600 they were offering $50 statement credit and 40ks miles sign up bonuses. She just got approved for the Costco Amex for 4ks her cs must be like 730s 40ks income... Do you guys think they will give it to her? The app is in pending, we called but csr was closed.

She has a CU cc for 3.8k, Sams Discover 3k and np baddies ever... Her uti is 15%
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 1 of 7
6 REPLIES
Super Contributor

Re: Amex Delta cc pending... approve or not?


zerobacan wrote:
Got ya all!!!

My DW apped for it today before buying some tickets worth about $600 they were offering $50 statement credit and 40ks miles sign up bonuses. She just got approved for the Costco Amex for 4ks her cs must be like 730s 40ks income... Do you guys think they will give it to her? The app is in pending, we called but csr was closed.

She has a CU cc for 3.8k, Sams Discover 3k and np baddies ever... Her uti is 15%

I think so good luck to DW

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
Moderator Emerita

Re: Amex Delta cc pending... approve or not?

Probably.


You know I was getting ready to talk about you! Lol

Edit: probably approve
Message 3 of 7
Established Contributor

Re: Amex Delta cc pending... approve or not?

Haha lexie i knew you were around and left a tramp in that subject line! Hehehe.

I think im getting rid of my itch of apping through my.dw!! Heehhe.

Did i tell you guys she put me as an au in that pending delta card??? Hehhe it costed me pay for those $600 tickets for her to say yes... Smiley Wink
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 4 of 7
Moderator Emerita

Re: Amex Delta cc pending... approve or not?

Good job!

Glad you are helping your DW with her profile!
Message 5 of 7
Frequent Contributor

Re: Amex Delta cc pending... approve or not?

You can apply for a maximum of 2 revolve cards with Amex with in 90 days .. You fall with in this and I am sure you will get approved.
Also point to note .. If u r already amex card holder .. It will be soft pull to decline and hard pull if u get approved ...

I applied for Blue Sky last night and waiting for the decision and new accounts department is closed now ..,
USBank Cash+(14K)/Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Message 6 of 7
Established Contributor

Re: Amex Delta cc pending... approve or not?


wajidkhanp wrote:
You can apply for a maximum of 2 revolve cards with Amex with in 90 days .. You fall with in this and I am sure you will get approved.
Also point to note .. If u r already amex card holder .. It will be soft pull to decline and hard pull if u get approved ...

I applied for Blue Sky last night and waiting for the decision and new accounts department is closed now ..,

Thanks! I see you have plenty amex product Smiley Happy MY DW was a little fearfull she will have too many accs with amex (2) hehehe

 

My question to amex if she get approved is if she can still get the statement credit eventhough she already bough and paid the flight tickets with another CC. can she do a BT and get the credit and miles? maybe not huh...

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 7 of 7