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Amex, Discover, etc

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ronstar7
Established Contributor

Amex, Discover, etc

Hell all,

 

I have a question and I apologize it its been asked and answered.

 

In regards to the 30 day, 60 day etc etc for cli when do you count from? Day you were first approved for the card or the day the credit bureau says it was opened/reports?

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 571 TU EX Goal 700+ across
UTL
Last Inq:
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Amex, Discvoer, etc

Amex is from account opened. I can't say about Discover as they stil won't let me in!

Message 2 of 6
ronstar7
Established Contributor

Re: Amex, Discvoer, etc


@Anonymous wrote:

Amex is from account opened. I can't say about Discover as they stil won't let me in!


Great, ok Ill keep counting lol. Thanks! Any ideas on Freedom and Double Cash?

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 571 TU EX Goal 700+ across
UTL
Last Inq:
Message 3 of 6
Anonymous
Not applicable

Re: Amex, Discvoer, etc

The DC typically wants 6 months form account opening, but make sure the wording is for the soft pull first unless you're OK with the HP. No clue on Chase other than they are HPs!

Message 4 of 6
takeshi74
Senior Contributor

Re: Amex, Discover, etc

For AmEx definitely read the 3x CLI Guide.  It's on this site but I don't have a link handy.  It's always the first hit when I Google 3x CLI.

 

If you want CLI's don't just wait for time to pass.  Review your reports.  Idenitify issues.  Work on addressing them.  The scores in your signature indicate that there are things that need work.

Message 5 of 6
Anonymous
Not applicable

Re: Amex, Discover, etc

deleted

Message 6 of 6
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