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New Contributor
Posts: 58
Registered: ‎08-06-2008
0

Amex FR!

So i got a call from Amex stating my account was under financial review! rep said my account was suspended until review was over. Which sucked because i use the card for everything! I usually charge about 7k a month on my Zync. After 2 week review my account was given a hard limit of $3800! Any one know how long hard limit usually last?

Member
Posts: 22
Registered: ‎04-12-2013
0

Re: Amex FR!

Can you think of anything that triggered this? Were you late paying? Have any other major credit changes?

Frequent Contributor
Posts: 388
Registered: ‎07-09-2012
0

Re: Amex FR!

I read that AMEX does this over and over to people.  Why would anyone want an AMEX card?

 

That one is not on my wish list!




June '12: EQ 553 TU 0 EX 545
April '13 Lender Pull EQ 731, EX 692, TU 722 - all FICO

Closed on home May 22, 2013 at 2:00pm!!!
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New Contributor
Posts: 58
Registered: ‎08-06-2008
0

Re: Amex FR!

I payed a day late 2 years ago! Nothing after that.. No recent big charges

Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Amex FR!


Kathy4NU wrote:

I read that AMEX does this over and over to people.  Why would anyone want an AMEX card?

 

That one is not on my wish list!


You hear the reports when it happens, not the vast majority of people who never get an FR. 

Contributor
Posts: 252
Registered: ‎01-21-2013
0

Re: Amex FR!


Kathy4NU wrote:

I read that AMEX does this over and over to people.  Why would anyone want an AMEX card?

 

That one is not on my wish list!


i got both my amex's almost 2 months ago and my very first week i charged up to 3k on it(even though people on here say that " amex doesnt like to see BIG charges on the first month." )yet i keep charging 3k and up every week....... my BCP gets used a ton  too and i have yet to get any FRS

i have come to learn that just becuase a lot of people on here post FRS does not mean everyone in amex gets frs.

think about it,amex is huge with millions of customers compared to the few 100's(jf that) who posts FR's on this forum.

 

Contributor
Posts: 252
Registered: ‎01-21-2013
0

Re: Amex FR!


Drefrombk wrote:

I payed a day late 2 years ago! Nothing after that.. No recent big charges


maybe they finally caught on to that mistake 2 years ago?

 

Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: Amex FR!


mojobones89 wrote:

Drefrombk wrote:

I payed a day late 2 years ago! Nothing after that.. No recent big charges


maybe they finally caught on to that mistake 2 years ago?

 


Better than late than never? 

 

Contributor
Posts: 236
Registered: ‎01-20-2013
0

Re: Amex FR!

@open123

Lol
Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Highlighted
Contributor
Posts: 252
Registered: ‎01-21-2013
0

Re: Amex FR!


Open123 wrote:

mojobones89 wrote:

Drefrombk wrote:

I payed a day late 2 years ago! Nothing after that.. No recent big charges


maybe they finally caught on to that mistake 2 years ago?

 


Better than late than never? 

 


true indeed,but not if it will cost you an amex FR,LOL

so i would probably go with "never" than "late"

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