Amex Fidelity CLI

[Anonymous]

So I applied and was approved for the Fidelity Amex the night before last.

I was kind of unimpressed with the SL as it is only slightly higher than my BoA one which used to be a secured card.

Not like I am going to be using it as a primary card but would prefer a higher CL.

Could I ask for a CLI already and will it use the same hard pull if I do it in the next few weeks?

[Anonymous]

I think BofA (Fidelity) will do another HP on you, unfortunately. Not sure about minimum time frame before requesting, perhaps someone else knows.

[FinStar]

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@Anonymous wrote:

So I applied and was approved for the Fidelity Amex the night before last.

I was kind of unimpressed with the SL as it is only slightly higher than my BoA one which used to be a secured card.

Not like I am going to be using it as a primary card but would prefer a higher CL.

Could I ask for a CLI already and will it use the same hard pull if I do it in the next few weeks?

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If you are unimpressed with your SL, you can contact them.  There's a reason why you only qualified for the SL (i.e. creditworthiness and other factors).  You're welcome to give it a shot but it will be another HP for CLI.  They will not use the same pull that was used to approve your account. 

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

So I applied and was approved for the Fidelity Amex the night before last.

I was kind of unimpressed with the SL as it is only slightly higher than my BoA one which used to be a secured card.

Not like I am going to be using it as a primary card but would prefer a higher CL.

Could I ask for a CLI already and will it use the same hard pull if I do it in the next few weeks?

---

If you are unimpressed with your SL, you can contact them.  There's a reason why you only qualified for the SL (i.e. creditworthiness and other factors).  You're welcome to give it a shot but it will be another HP for CLI.  They will not use the same pull that was used to approve your account. 

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@I agree with @FinStar.

[msbia]

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@FinStar wrote:

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@Anonymous wrote:

So I applied and was approved for the Fidelity Amex the night before last.

I was kind of unimpressed with the SL as it is only slightly higher than my BoA one which used to be a secured card.

Not like I am going to be using it as a primary card but would prefer a higher CL.

Could I ask for a CLI already and will it use the same hard pull if I do it in the next few weeks?

---

If you are unimpressed with your SL, you can contact them.  There's a reason why you only qualified for the SL (i.e. creditworthiness and other factors).  You're welcome to give it a shot but it will be another HP for CLI.  They will not use the same pull that was used to approve your account. 

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Yes, exactly this. I was initially approved for $1,000 and I called back and asked if they can use the same pull, analyst said unfortunately not, would I like to proceed. I said yes, asked for $10k and got it. They pulled TU for app and EX (my highest) for CLI. It all depends on your profile and reports. Good luck!