Amex Gold Charge question

[Anonymous]

i recently applied for a green charge(last week), was denied due to a collection. It is now removed. like it never existed. my score went up about 728. 

Is it bad if i apply for the gold charge now? since my score got better by alot ? 

thanks for your input!

[twist7d7]

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@Anonymous wrote:

i recently applied for a green charge(last week), was denied due to a collection. It is now removed. like it never existed. my score went up about 728. 

Is it bad if i apply for the gold charge now? since my score got better by alot ? 

thanks for your input!

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Not "bad" i Believe you need to wait 31 days between apps. might be 61 days. any reason you want the gold and not the PRG?

[pizzadude]

You have to wait 30 days before applying from the date of your last application denial.

[jamesdwi]

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@Anonymous wrote:

i recently applied for a green charge(last week), was denied due to a collection. It is now removed. like it never existed. my score went up about 728. 

Is it bad if i apply for the gold charge now? since my score got better by alot ? 

thanks for your input!

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Apply for the GOLD PRG card, it has the best benefits and has AF waived for the first year and all charge cards have essentialy the same underwriting, might as well go for the best rewards. 

[red259]

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@Anonymous wrote:

i recently applied for a green charge(last week), was denied due to a collection. It is now removed. like it never existed. my score went up about 728. 

Is it bad if i apply for the gold charge now? since my score got better by alot ? 

thanks for your input!

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What was your score before the collection came off? Why did the collection come off? Was there a mistake? If so, maybe worth a recon instead of a whole other app.

[MT936]

as everyone has said wait at least a month before reapplying

[Anonymous]

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@red259 wrote:

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@Anonymous wrote:

i recently applied for a green charge(last week), was denied due to a collection. It is now removed. like it never existed. my score went up about 728. 

Is it bad if i apply for the gold charge now? since my score got better by alot ? 

thanks for your input!

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What was your score before the collection came off? Why did the collection come off? Was there a mistake? If so, maybe worth a recon instead of a whole other app.

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it was a mistake and it was removed completly with my collection my score was 666 (no lie) and now when i checked directly with experian it went up to 728. i will call tomorrow and see what can be done

[Anonymous]

i will keep that in mind