I have the PRG and it's my everyday card. I run a couple hundred transactions and about $4000/month through the card, between myself and my ACM. AMEX loves me. 
At the time I got the card, it appeared to be a good value. I shifted my spend from my other AMEX cards over to the PRG and was willing to accept the $175 annual fee given the potential value of the MR points, as well as one other key factor: the tier of Roadside Assistance included with the card. I don't think many people realize that different AMEX cards provide different levels of roadside service (I think they're called Basic, Enhanced, and Premium) and at the time I got this card we were both driving older cars and my partner was paying for another roadside service provider. Getting that bundled into the card was one factor I took into consideration.
Now, I'm looking very hard at the AMEX Everyday Preferred card.
I'm not taking the bait just yet, though, and am going to ride out the PRG a little bit longer. I need to decide what to do with my other AMEX cards, as I've amassed quite a collection of cards I don't use anymore. They're obviously not going to do anything with the Zync, so I'll likely close that. I'm also carrying around a BCE and a Clear. I'm thinking I'll combine the CL's and close the Clear. Then, it'll be decision time, and there's a very good chance I'll get the EDP and close the PRG.
Unless they do something magical with the PRG's point structure, but I don't see that happening.
@jd352 wrote:
@SomeGuyOnTheWeb wrote:Just got this offer in the mail. The points seem pretty enticing, but the $175 AMF is kind of off putting. Does anyone here have this card? What are your thoughts on it?
Look at the everyday preferred card. Unless you spend a ton of money on groceries, it can typically yield higher point accumulations with about half of the annual fee.
I would agree. Unless you are going to put a large amount of travel on this card, the EDP will end up being better and cheaper, assuming that you put 30 transactions a month on it.
@steve23111 wrote:I have the PRG and it's my everyday card. I run a couple hundred transactions and about $4000/month through the card, between myself and my ACM. AMEX loves me.
At the time I got the card, it appeared to be a good value. I shifted my spend from my other AMEX cards over to the PRG and was willing to accept the $175 annual fee given the potential value of the MR points, as well as one other key factor: the tier of Roadside Assistance included with the card. I don't think many people realize that different AMEX cards provide different levels of roadside service (I think they're called Basic, Enhanced, and Premium) and at the time I got this card we were both driving older cars and my partner was paying for another roadside service provider. Getting that bundled into the card was one factor I took into consideration.
Now, I'm looking very hard at the AMEX Everyday Preferred card.
I'm not taking the bait just yet, though, and am going to ride out the PRG a little bit longer. I need to decide what to do with my other AMEX cards, as I've amassed quite a collection of cards I don't use anymore. They're obviously not going to do anything with the Zync, so I'll likely close that. I'm also carrying around a BCE and a Clear. I'm thinking I'll combine the CL's and close the Clear. Then, it'll be decision time, and there's a very good chance I'll get the EDP and close the PRG.
Unless they do something magical with the PRG's point structure, but I don't see that happening.
If I am not at a gas station, grocery store or drugstore, it's the PRG that I use. I don't know why and there are other cards with higher rewards but the PRG just gives me a better feeling. PRG also seems to earn a bit more respect too.
With its 2MR on gas/grocery and 3MR on airline bookings there aren't many better cards out there.
@Fico2Go wrote:
@steve23111 wrote:I have the PRG and it's my everyday card. I run a couple hundred transactions and about $4000/month through the card, between myself and my ACM. AMEX loves me.
At the time I got the card, it appeared to be a good value. I shifted my spend from my other AMEX cards over to the PRG and was willing to accept the $175 annual fee given the potential value of the MR points, as well as one other key factor: the tier of Roadside Assistance included with the card. I don't think many people realize that different AMEX cards provide different levels of roadside service (I think they're called Basic, Enhanced, and Premium) and at the time I got this card we were both driving older cars and my partner was paying for another roadside service provider. Getting that bundled into the card was one factor I took into consideration.
Now, I'm looking very hard at the AMEX Everyday Preferred card.
I'm not taking the bait just yet, though, and am going to ride out the PRG a little bit longer. I need to decide what to do with my other AMEX cards, as I've amassed quite a collection of cards I don't use anymore. They're obviously not going to do anything with the Zync, so I'll likely close that. I'm also carrying around a BCE and a Clear. I'm thinking I'll combine the CL's and close the Clear. Then, it'll be decision time, and there's a very good chance I'll get the EDP and close the PRG.
Unless they do something magical with the PRG's point structure, but I don't see that happening.
If I am not at a gas station, grocery store or drugstore, it's the PRG that I use. I don't know why and there are other cards with higher rewards but the PRG just gives me a better feeling. PRG also seems to earn a bit more respect too.
With its 2MR on gas/grocery and 3MR on airline bookings there aren't many better cards out there.
If MR is what you're after, the 1.5MR on general spend on the EDP is pretty awesome.
@-NewGuy- wrote:
@Fico2Go wrote:
@steve23111 wrote:I have the PRG and it's my everyday card. I run a couple hundred transactions and about $4000/month through the card, between myself and my ACM. AMEX loves me.
At the time I got the card, it appeared to be a good value. I shifted my spend from my other AMEX cards over to the PRG and was willing to accept the $175 annual fee given the potential value of the MR points, as well as one other key factor: the tier of Roadside Assistance included with the card. I don't think many people realize that different AMEX cards provide different levels of roadside service (I think they're called Basic, Enhanced, and Premium) and at the time I got this card we were both driving older cars and my partner was paying for another roadside service provider. Getting that bundled into the card was one factor I took into consideration.
Now, I'm looking very hard at the AMEX Everyday Preferred card.
I'm not taking the bait just yet, though, and am going to ride out the PRG a little bit longer. I need to decide what to do with my other AMEX cards, as I've amassed quite a collection of cards I don't use anymore. They're obviously not going to do anything with the Zync, so I'll likely close that. I'm also carrying around a BCE and a Clear. I'm thinking I'll combine the CL's and close the Clear. Then, it'll be decision time, and there's a very good chance I'll get the EDP and close the PRG.
Unless they do something magical with the PRG's point structure, but I don't see that happening.
If I am not at a gas station, grocery store or drugstore, it's the PRG that I use. I don't know why and there are other cards with higher rewards but the PRG just gives me a better feeling. PRG also seems to earn a bit more respect too.
With its 2MR on gas/grocery and 3MR on airline bookings there aren't many better cards out there.
If MR is what you're after, the 1.5MR on general spend on the EDP is pretty awesome.
+1
If you spend 6k on groceries and have 30 transactions per month during that time then that is 27k MR per year. Opposed to 12k with the PRG with the same amount of spend. Gas 3 MR opposed to 2 MR with the PRG. Like NewGuy said 1.5 on everything else is pretty awesome.
I have both BTW and I am getting rid of my PRG. As much as I like the card I am not going to give American Express free points better me than them.
@-NewGuy- wrote:
@Fico2Go wrote:
@steve23111 wrote:I have the PRG and it's my everyday card. I run a couple hundred transactions and about $4000/month through the card, between myself and my ACM. AMEX loves me.
At the time I got the card, it appeared to be a good value. I shifted my spend from my other AMEX cards over to the PRG and was willing to accept the $175 annual fee given the potential value of the MR points, as well as one other key factor: the tier of Roadside Assistance included with the card. I don't think many people realize that different AMEX cards provide different levels of roadside service (I think they're called Basic, Enhanced, and Premium) and at the time I got this card we were both driving older cars and my partner was paying for another roadside service provider. Getting that bundled into the card was one factor I took into consideration.
Now, I'm looking very hard at the AMEX Everyday Preferred card.
I'm not taking the bait just yet, though, and am going to ride out the PRG a little bit longer. I need to decide what to do with my other AMEX cards, as I've amassed quite a collection of cards I don't use anymore. They're obviously not going to do anything with the Zync, so I'll likely close that. I'm also carrying around a BCE and a Clear. I'm thinking I'll combine the CL's and close the Clear. Then, it'll be decision time, and there's a very good chance I'll get the EDP and close the PRG.
Unless they do something magical with the PRG's point structure, but I don't see that happening.
If I am not at a gas station, grocery store or drugstore, it's the PRG that I use. I don't know why and there are other cards with higher rewards but the PRG just gives me a better feeling. PRG also seems to earn a bit more respect too.
With its 2MR on gas/grocery and 3MR on airline bookings there aren't many better cards out there.
If MR is what you're after, the 1.5MR on general spend on the EDP is pretty awesome.
On general spend I use my PP card for 1.5% cashback.
On gas/grocery/drugs I use my amex blue cash
On everything else I use PRG
@Fico2Go wrote:
@-NewGuy- wrote:
@Fico2Go wrote:
@steve23111 wrote:I have the PRG and it's my everyday card. I run a couple hundred transactions and about $4000/month through the card, between myself and my ACM. AMEX loves me.
At the time I got the card, it appeared to be a good value. I shifted my spend from my other AMEX cards over to the PRG and was willing to accept the $175 annual fee given the potential value of the MR points, as well as one other key factor: the tier of Roadside Assistance included with the card. I don't think many people realize that different AMEX cards provide different levels of roadside service (I think they're called Basic, Enhanced, and Premium) and at the time I got this card we were both driving older cars and my partner was paying for another roadside service provider. Getting that bundled into the card was one factor I took into consideration.
Now, I'm looking very hard at the AMEX Everyday Preferred card.
I'm not taking the bait just yet, though, and am going to ride out the PRG a little bit longer. I need to decide what to do with my other AMEX cards, as I've amassed quite a collection of cards I don't use anymore. They're obviously not going to do anything with the Zync, so I'll likely close that. I'm also carrying around a BCE and a Clear. I'm thinking I'll combine the CL's and close the Clear. Then, it'll be decision time, and there's a very good chance I'll get the EDP and close the PRG.
Unless they do something magical with the PRG's point structure, but I don't see that happening.
If I am not at a gas station, grocery store or drugstore, it's the PRG that I use. I don't know why and there are other cards with higher rewards but the PRG just gives me a better feeling. PRG also seems to earn a bit more respect too.
With its 2MR on gas/grocery and 3MR on airline bookings there aren't many better cards out there.
If MR is what you're after, the 1.5MR on general spend on the EDP is pretty awesome.
On general spend I use my PP card for 1.5% cashback.
On gas/grocery/drugs I use my amex blue cash
On everything else I use PRG
Two questions. Everyone has their own system, their just curious inquiries on my part:
1. When you say everything else, what do you mean? Usually general spend = everything else. Just curious what goes on the PRG if general spend goes elsewhere.
2. Do you simply like cashback? You can pretty easily get 1 cent per point value for MR points, making the EDP a good option for general spend.