again fused is correct! AMEX is great. A FR is triggered. Trust me on that! I know I trigged that FR. You can find my previous post for specifics. I don't blame AMEX for freezing my cards. I would have done the same thing.
But I passed the FR with no ill effect. I can't stress enough pay more than the min due and be truthful on income. It all washes out in the end. I don't know many places that give credit line increases like they do, without a HARD inquiry.
