Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 1,291
Registered: ‎05-13-2010
0

Amex - Good and Bad news

Got approved for Zync!!!!!  Great news!

 

Bad news:

 

Before they can open the account, they require a 4506T.  I have yet to complete a tax return, I listed what is expected for this previous year (including untaxed income).  What do I do?

BofA Cash Rewards VS - $25k/9.99% | Citi Dividend World MC - $12.1k/11.99% | Amex BCE - $20k/10.24% | Chase Freedom VS- $10k/15.24% | Barclay Ring $5k/8.0% | Discover it - $21.5k/11.99%
Epic Contributor
Posts: 25,833
Registered: ‎10-23-2007
0

Re: Amex - Good and Bad news

You have not filed 2009 taxes?

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Valued Contributor
Posts: 1,291
Registered: ‎05-13-2010
0

Re: Amex - Good and Bad news


Creditaddict wrote:

You have not filed 2009 taxes?


I didn't have income in 2009.

BofA Cash Rewards VS - $25k/9.99% | Citi Dividend World MC - $12.1k/11.99% | Amex BCE - $20k/10.24% | Chase Freedom VS- $10k/15.24% | Barclay Ring $5k/8.0% | Discover it - $21.5k/11.99%
Epic Contributor
Posts: 25,833
Registered: ‎10-23-2007
0

Re: Amex - Good and Bad news

This just might be a problem, but I would call amex and see if they would except 2 months of paystubs instead of a tax return.

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Regular Contributor
Posts: 165
Registered: ‎05-01-2010
0

Re: Amex - Good and Bad news

Are you listed as a dependent?

___________________________________

EQ FAKO: 779 (03/26/15)
TU FAKO: 785(03/26/15)
Citi Double Cash | Citi Forward | BankAmericard Cash Rewards | Amex Zync
Valued Contributor
Posts: 1,291
Registered: ‎05-13-2010
0

Re: Amex - Good and Bad news

Yes, I listed as a student.

BofA Cash Rewards VS - $25k/9.99% | Citi Dividend World MC - $12.1k/11.99% | Amex BCE - $20k/10.24% | Chase Freedom VS- $10k/15.24% | Barclay Ring $5k/8.0% | Discover it - $21.5k/11.99%
Highlighted
Valued Contributor
Posts: 1,291
Registered: ‎05-13-2010
0

Re: Amex - Good and Bad news

So I finally got someone with a clue on the phone last night.

 

She informed me to submit the 4506-T form anyway, and include a note stating the circumstances.  Hopefully this will work.

BofA Cash Rewards VS - $25k/9.99% | Citi Dividend World MC - $12.1k/11.99% | Amex BCE - $20k/10.24% | Chase Freedom VS- $10k/15.24% | Barclay Ring $5k/8.0% | Discover it - $21.5k/11.99%
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.