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Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Amex - Good and Bad news

Got approved for Zync!!!!!  Great news!

 

Bad news:

 

Before they can open the account, they require a 4506T.  I have yet to complete a tax return, I listed what is expected for this previous year (including untaxed income).  What do I do?

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Amex - Good and Bad news

You have not filed 2009 taxes?

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Re: Amex - Good and Bad news


Creditaddict wrote:

You have not filed 2009 taxes?


I didn't have income in 2009.

Epic Contributor
Creditaddict
Posts: 22,067
Registered: ‎10-23-2007
0

Re: Amex - Good and Bad news

This just might be a problem, but I would call amex and see if they would except 2 months of paystubs instead of a tax return.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Regular Contributor
jforsyth
Posts: 164
Registered: ‎05-01-2010
0

Re: Amex - Good and Bad news

Are you listed as a dependent?

___________________________________

EQ FICO: 740 (09/04/11)
TU FAKO: 756 (06/07/12)
BankAmericard Cash Rewards | Amex Zync | Citi Forward
Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Re: Amex - Good and Bad news

Yes, I listed as a student.

Valued Contributor
smc733
Posts: 1,262
Registered: ‎05-13-2010
0

Re: Amex - Good and Bad news

So I finally got someone with a clue on the phone last night.

 

She informed me to submit the 4506-T form anyway, and include a note stating the circumstances.  Hopefully this will work.


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