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Contributor
Posts: 79
Registered: ‎07-23-2013
0

Amex Green Card Approval Odds

Stats below:

 

Ex - 637

EQ - 630

TU - 635

 

Inqs:

Ex - 9

Eq - 4

TU - 9

 

Cards:

PNC Visa 0/250

Walmart 0/500

Discover IT 0/1200

Kohl's 0/300

Cap1 600/850

Cap1 quicksilver 0/1000

kays 0/2000

 

baddies:

 

one chase CO from 2008 -paid

one cap1 CO from 2088 - paid

some lates from 2009 for school loan

1 Paid Collection on each report from CBA - paid

no missed payments since 2009

 

really want to get my foot in the door with amex.

 

6 new accounts in the past 6 months.

Community Leader
Senior Contributor
Posts: 27,465
Registered: ‎02-07-2013
0

Re: Amex Green Card Approval Odds

YMMV but I would age some of those INQ's for at least 6 months 

EX has a lot of INQ's and Amex pulls EX in most cases 

+ Chase ink =




Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Amex Green Card Approval Odds

I'd also write GW letters for the lates and paid COs.
Valued Contributor
Posts: 1,267
Registered: ‎09-14-2012
0

Re: Amex Green Card Approval Odds

I think the Chase accounts showing may hurt your chances.  On the other hand nothing negative since 2009 is a positive.

Never take credit personally

Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Perks+ Visa Signature $8,600; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Epic Contributor
Posts: 25,559
Registered: ‎10-23-2007
0

Re: Amex Green Card Approval Odds

Id say low but with scores like that and the 6 new accounts, 1 more INQ won't hurt you... You need to garden for 12 months rather you get amex or not... so go ahead and apply... but approved or denied... GARDEN after that!

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Frequent Contributor
Posts: 332
Registered: ‎08-07-2013
0

Re: Amex Green Card Approval Odds

although a charge card shouldnt be too hard to get, id get at least a 650 fico on EX before applying.

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
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