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Posts: 79
Registered: ‎07-23-2013
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Amex Green Card Approval Odds

Stats below:


Ex - 637

EQ - 630

TU - 635



Ex - 9

Eq - 4

TU - 9



PNC Visa 0/250

Walmart 0/500

Discover IT 0/1200

Kohl's 0/300

Cap1 600/850

Cap1 quicksilver 0/1000

kays 0/2000




one chase CO from 2008 -paid

one cap1 CO from 2088 - paid

some lates from 2009 for school loan

1 Paid Collection on each report from CBA - paid

no missed payments since 2009


really want to get my foot in the door with amex.


6 new accounts in the past 6 months.

Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
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Re: Amex Green Card Approval Odds

YMMV but I would age some of those INQ's for at least 6 months 

EX has a lot of INQ's and Amex pulls EX in most cases 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Amex Green Card Approval Odds

I'd also write GW letters for the lates and paid COs.
Valued Contributor
Posts: 1,531
Registered: ‎09-14-2012
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Re: Amex Green Card Approval Odds

I think the Chase accounts showing may hurt your chances.  On the other hand nothing negative since 2009 is a positive.

Starting a whole new chapter
Epic Contributor
Posts: 29,452
Registered: ‎10-23-2007
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Re: Amex Green Card Approval Odds

Id say low but with scores like that and the 6 new accounts, 1 more INQ won't hurt you... You need to garden for 12 months rather you get amex or not... so go ahead and apply... but approved or denied... GARDEN after that!

Frequent Contributor
Posts: 332
Registered: ‎08-07-2013
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Re: Amex Green Card Approval Odds

although a charge card shouldnt be too hard to get, id get at least a 650 fico on EX before applying.

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013

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