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New Contributor
shane1120
Posts: 65
Registered: ‎07-23-2013
0

Amex Green Card Approval Odds

Stats below:

 

Ex - 637

EQ - 630

TU - 635

 

Inqs:

Ex - 9

Eq - 4

TU - 9

 

Cards:

PNC Visa 0/250

Walmart 0/500

Discover IT 0/1200

Kohl's 0/300

Cap1 600/850

Cap1 quicksilver 0/1000

kays 0/2000

 

baddies:

 

one chase CO from 2008 -paid

one cap1 CO from 2088 - paid

some lates from 2009 for school loan

1 Paid Collection on each report from CBA - paid

no missed payments since 2009

 

really want to get my foot in the door with amex.

 

6 new accounts in the past 6 months.

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Senior Contributor
myjourney
Posts: 25,402
Registered: ‎02-07-2013
0

Re: Amex Green Card Approval Odds

YMMV but I would age some of those INQ's for at least 6 months 

EX has a lot of INQ's and Amex pulls EX in most cases 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Moderator
09Lexie
Posts: 24,908
Registered: ‎09-13-2012
0

Re: Amex Green Card Approval Odds

I'd also write GW letters for the lates and paid COs.
Established Contributor
sccredit
Posts: 802
Registered: ‎09-14-2012
0

Re: Amex Green Card Approval Odds

I think the Chase accounts showing may hurt your chances.  On the other hand nothing negative since 2009 is a positive.

Credit Cards: Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; US Bank Platinum $8,600; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $5,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $5,000

Mega Contributor
Creditaddict
Posts: 19,428
Registered: ‎10-23-2007
0

Re: Amex Green Card Approval Odds

Id say low but with scores like that and the 6 new accounts, 1 more INQ won't hurt you... You need to garden for 12 months rather you get amex or not... so go ahead and apply... but approved or denied... GARDEN after that!

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Frequent Contributor
Shock_
Posts: 332
Registered: ‎08-07-2013
0

Re: Amex Green Card Approval Odds

although a charge card shouldnt be too hard to get, id get at least a 650 fico on EX before applying.

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013

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